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Adding insulation to ceilings is an excellent way to increase the energy efficiency of your home. If your home's layout is such that you need insulation in the ceilings rather than in the roof, it's likely that at least some insulation already exists in the space. However, each additional inch of insulation you can add boosts the R-value by between 2.2 and 4.2.

Structural insulated panels and rigid foam boards have the highest R-value of any insulation that contractors commonly use, with R-values reaching up to around 8.0. These types of insulation are best in extremely cold climates, but they’re generally preferred for new construction, as they can be challenging to retrofit. Blown-in and loose fill insulation provide the next best insulative value, provided the installation is done properly. It’s important to choose an insulation type that meets your needs based on climate, as maximizing R-value may not always be financially worthwhile if you live in a moderate climate.

Your home's location, budget, and the type of insulation you’re using are just a few of the factors that can help you choose the right insulation. For example, blown-in insulation is typically used in attic spaces, while batts and rolls are ideal for floors and walls. Blown-in insulation is usually a good option if you're adding more insulation to an area that already has some, but not enough.

A radiant barrier is a form of insulation topped with a reflective material designed to keep homes cool during hotter months. It is generally considered worth the investment if you live in a hot, sunny climate, as the cost can be recouped over time through lower energy bills. Installation costs typically range from $0.10 to $1 per square foot. After installation, homeowners in warm climates may save between $7 and $15 per month, potentially reducing their electric bill by 5% to 10%. The exact savings will vary depending on your location and the type of barrier chosen.