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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.


New Beginnings Realty & Lending

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New Beginnings Realty & Lending

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12 years of experience

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.



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SDSI Construction

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SDSI Construction

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17 years of experience

Construction Management specializing in all aspects of Residential and Commercial remodeling and new construction as well as water damage, mold mitigation and remediation. We accept all major credit cards. We work with all major insurance companies on damage claims and warranty projects with little or NO MONEY required from the client.

Construction Management specializing in all aspects of Residential and Commercial remodeling and new construction as well as water damage, mold mitigation and remediation. We accept all major credit cards. We work with all major insurance companies on damage claims and warranty projects with little or NO MONEY required from the client.


DM Mold Inspection and Testing Services

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DM Mold Inspection and Testing Services

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31 years of experience

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.



Javier Insurance Agency

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Javier Insurance Agency

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22 years of experience

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.




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Home Warranties questions, answered by experts

Yes, most manufacturers and contractors offer warranties for materials and labor. Confirm terms before purchasing.

Most manufacturers’ warranties do not cover wind damage to roof shingles, but some companies include a wind warranty rider in their warranty offer. You can purchase this rider to protect yourself, your wallet, and your roof from any damage that might occur from wind. Be sure to read all the fine print and understand any limitations of the warranty.

While it varies by retailer, customers may be able to cancel an appliance's extended warranty within a certain timeframe, whether it’s 30, 60, or 90 days. It’s best to contact the retailer or manufacturer directly if you’re uncertain. However, those with home warranty plans will be pleased to know that they can cancel them at any time.

Reputable home warranty companies don’t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you’ll incur is the monthly price. In addition to that, you’ll have to pay the service fee—an average of $85—every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it’s worth considering in your total.

Home thermostats are covered in most home warranty plans. However, if you want your warranty to cover any repairs or replacements that you may need, you’ll need to keep your thermostat in good condition. This means cleaning and dusting it regularly, as well as making sure it has fresh batteries (if it’s battery-operated).

The Penngrove, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.

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