Top-rated home warranty providers.

Get matched with top home warranty providers in Cotati, CA

Enter your ZIP and get matched with up to 5 pros

Need a pro for your home warranty project in Cotati, CA?

Select your specific project to find the pro for you.

Verified Reviews for Home Warranty pros in Cotati, CA

*The Angi rating for Home Warranty companies in Cotati, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Cotati, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on December 01, 2025

Find Home warranty providers in Cotati

Optimum Home Shield

No reviews yet

Optimum Home Shield

No reviews yet

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

New Beginnings Realty & Lending

No reviews yet

New Beginnings Realty & Lending

No reviews yet
12 years of experience

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.

Avatar for SDSI Construction

SDSI Construction

No reviews yet

SDSI Construction

No reviews yet
17 years of experience

Construction Management specializing in all aspects of Residential and Commercial remodeling and new construction as well as water damage, mold mitigation and remediation. We accept all major credit cards. We work with all major insurance companies on damage claims and warranty projects with little or NO MONEY required from the client.

Construction Management specializing in all aspects of Residential and Commercial remodeling and new construction as well as water damage, mold mitigation and remediation. We accept all major credit cards. We work with all major insurance companies on damage claims and warranty projects with little or NO MONEY required from the client.

DM Mold Inspection and Testing Services

No reviews yet

DM Mold Inspection and Testing Services

No reviews yet
31 years of experience

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.

Javier Insurance Agency

No reviews yet

Javier Insurance Agency

No reviews yet
22 years of experience

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.

Showing 1-10 of 21
Home Warranties questions, answered by experts

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

The answer is mixed when it comes to whether you can expect your home warranty to cover a shower pan leak. While a home warranty is designed to cover costs for the repair or replacement of appliances and major home systems, most plans don't cover water damage. However, plumbing may be covered. When looking at home warranty versus home insurance, it's helpful to know that most homeowners insurance policies do cover sudden and accidental water damage originating from inside the house. 

Extended warranties are available in several lengths, with most ranging from one to five years. Some insurers only offer one- to two-year warranties, which may fall in line with your manufacturer’s warranty, rendering the extended warranty useless. For most major appliances, longer warranties tend to offer the best possible return, since you’re more likely to encounter issues the longer you own an item.

Most home warranty companies will accept either monthly payments throughout your contract term or a one-time payment upfront that covers all monthly payments for the entire contract. In most cases, paying for the home warranty contract in full up front will mean paying less in the long run, as most providers offer a discount for full-contract payments. Keep in mind that, in either case, you’ll still likely have some costs throughout the life of your coverage, like paying service fees for each service call you make and paying repair and replacement costs after you reach your coverage limits.

Because they are considered cosmetic issues, refrigerator door dents are not traditionally covered by a manufacturer's appliance warranty. However, most brands will cover dents discovered upon delivery.

The Cotati, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

See all articles
  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.