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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.


New Beginnings Realty & Lending

2213 Buchanan Rd. Ste 212
No reviews yet

New Beginnings Realty & Lending

2213 Buchanan Rd. Ste 212
No reviews yet
12 years of experience

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.



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SDSI Construction

1 Ranch Dr
No reviews yet

SDSI Construction

1 Ranch Dr
No reviews yet
17 years of experience

Construction Management specializing in all aspects of Residential and Commercial remodeling and new construction as well as water damage, mold mitigation and remediation. We accept all major credit cards. We work with all major insurance companies on damage claims and warranty projects with little or NO MONEY required from the client.

Construction Management specializing in all aspects of Residential and Commercial remodeling and new construction as well as water damage, mold mitigation and remediation. We accept all major credit cards. We work with all major insurance companies on damage claims and warranty projects with little or NO MONEY required from the client.


DM Mold Inspection and Testing Services

918 Willow St
No reviews yet

DM Mold Inspection and Testing Services

918 Willow St
No reviews yet
31 years of experience

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.



Javier Insurance Agency

2678 N Main St
No reviews yet

Javier Insurance Agency

2678 N Main St
No reviews yet
22 years of experience

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.




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Home Warranties questions, answered by experts

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Most home warranties last for a year, and you pay either for the entire year up front or you agree to pay monthly. Some home warranty providers let you extend the contract term to two, three, four, or even five years, and in some cases, contract terms can go up to ten years.

Thankfully, many home warranties will cover R-22 replacement costs, and sometimes they even cover upgrading your HVAC. Since not all plans are the same, check if a home warranty is worth it before adding it to your annual costs. Most cost between $300 and $600 per year, which can be handy if you end up with an R-22 leak.

Many contractors offer warranties for their repair work. Confirm terms before hiring.

Many installers offer warranties for materials and workmanship. Confirm terms with your provider.

The Bodega Bay, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.