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Completely topping a plum tree is a risky business. Cut too much, and you’ll kill your tree. That said, you do need to trim the top of your tree to encourage bushy growth, maintain your tree’s vase shape, and limit size. 

A plum tree's central leader (or trunk) should never extend more than 3 feet above the highest branch. When you first plant your tree, cut the central leader so it’s 2 to 3 feet tall. As it grows, cut it back 12 to 20 inches until it reaches its desired height. Never prune more than one-third of the new growth.

The best plan of action for an unhealthy or unsafe tree will depend on its condition. An arborist can recommend whether trimming or removal is the right call for your tree. Preventive tree trimming can keep trees safe and healthy, so make regular tree trimming a part of your yard maintenance plan.

Generally, homeowners do not need permission to cut down a tree on their own private property, but there are several exceptions where a permit may be required. You might need a permit if the tree is particularly large, old, or a protected species, such as a heritage tree. Trees located near public property or power lines can also be subject to special rules. Additionally, many local governments and homeowners associations (HOAs) have regulations controlling which trees can be removed to manage an area's appearance or prevent the spread of invasive species. To avoid hefty fines, it is crucial to check with your local government and HOA to determine if a permit is needed before you begin.

Trees provide many benefits, including shade, habitat for local wildlife, and cleaner air, so it’s always a good idea to try an alternative strategy like crown reduction before you chop one down. But sometimes, cutting down a tree is the only option (like if it’s severely diseased). A licensed arborist can assess the tree and recommend the best course of action.