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New Beginnings Realty & Lending

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New Beginnings Realty & Lending

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12 years of experience

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.

Our emphasis is on clients who have experienced loan and credit challenges in the past. We offer integrated loans, property management and real estate sales for everyone.As a Realty company, we can help you find the home of your choice and usually within a week. We first identify your critical needs and curtail our home search accordingly.



Avatar for Crest Home Remodeling

Crest Home Remodeling

2.67(
3
)

Crest Home Remodeling

2.67(
3
)
18 years of experience

Remodeling your house is an excellent way to add comfort and increase its value. After making the decision to remodel your home, your next task will be to choose the best, most reliable renovation contractor to handle the remodeling project. That’s where we come in; Crest Construction & Remodeling has a proven track record of excellence. Crest Construction & Remodeling is a full service home remodeling company that has worked on a wide range of projects. We have been servicing homeowners in California for several years. We provide high quality consultations and estimates. We have an experienced team of professionals and licensed general contractors, ready to serve you.

Remodeling your house is an excellent way to add comfort and increase its value. After making the decision to remodel your home, your next task will be to choose the best, most reliable renovation contractor to handle the remodeling project. That’s where we come in; Crest Construction & Remodeling has a proven track record of excellence. Crest Construction & Remodeling is a full service home remodeling company that has worked on a wide range of projects. We have been servicing homeowners in California for several years. We provide high quality consultations and estimates. We have an experienced team of professionals and licensed general contractors, ready to serve you.


DM Mold Inspection and Testing Services

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DM Mold Inspection and Testing Services

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31 years of experience

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.

We at Damage Manage provide our clients with the highest quality of customer service and the most affordable prices in the industry. We provide the area with mold services, but our company also provides our clients with water and fire damage services. We can inspect, test, and restore properties of all sizes. Contact us today to learn more about our services and prices.



Javier Insurance Agency

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Javier Insurance Agency

No reviews yet
22 years of experience

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.

Specialties: Our mission is providing Insurance products that protect individuals, families, and businesses from the unexpected events of life -- developing personal and business risk management plans to protect their assests and income. One thing I've learned over the years, is that every client is different - and it takes that conversationw ith our clients to able to make sure we're helping them make the best decisions for them in their current situation. I view my role for my clients as an Advocate -- I'm an Advocate for my clients before they start a policy, during and after. History Established in 2003 Ricardo Javier is the owner and founder of the Javier Insurance Agency. Ricardo decided to start the Javier Insurance Agency after 20 years in managemnt. Ricardo has always dreamed about running his own business -- an opportunity for greater customer service within the insurance industry. In 2003, Ricardo saw his dream come true when he started the Javier Insurance Agency -- an insurance agency dedicated to the client has proven to be a winning idea. His agency has earned many awards and distinctions for the quality of business as well as the rapid growth of his agency.




"Absolutely atrocious experience with this company. Had issues with our fridge/freezer, so they sent a repairman. We had to defrost the entire unit for 36 hours, so lost all of our groceries. (Loss of groceries are not covered - it's in the fine print.) Fine - we'll get the fridge fixed, right? WRONG. Within a month, the same issue occurred. Sent another repairman from a different company. Had to defrost and lost everything AGAIN. Third time with the SAME issue in the past six months and they want to send ANOTHER repairman from a different company who, wait - you guessed it - needs us to defrost the entire unit AGAIN. With the cost of the plan ($655), each $90 service fee, and loss of groceries, we could've bought a brand new and BETTER fridge. Note: our fridge is still not working properly and we are out nearly $1,000 in Fidelity fees alone. Add in another ~$600 in loss of groceries, and we are nearing $2,000. Fidelity are crooks - plain and simple. They outsource their call center to countries where we can't understand the operators, and when you finally do get a manager on the line, they are extremely rude. We are 100% not renewing our contract with Fidelity. We may have to consider small claims court as well."

Everett V on July 2025

Additional DBAs - Fidelity Home Warranty, Alliance Home Warranty Co, FNHW, Chicago Home Warranty.

"Absolutely atrocious experience with this company. Had issues with our fridge/freezer, so they sent a repairman. We had to defrost the entire unit for 36 hours, so lost all of our groceries. (Loss of groceries are not covered - it's in the fine print.) Fine - we'll get the fridge fixed, right? WRONG. Within a month, the same issue occurred. Sent another repairman from a different company. Had to defrost and lost everything AGAIN. Third time with the SAME issue in the past six months and they want to send ANOTHER repairman from a different company who, wait - you guessed it - needs us to defrost the entire unit AGAIN. With the cost of the plan ($655), each $90 service fee, and loss of groceries, we could've bought a brand new and BETTER fridge. Note: our fridge is still not working properly and we are out nearly $1,000 in Fidelity fees alone. Add in another ~$600 in loss of groceries, and we are nearing $2,000. Fidelity are crooks - plain and simple. They outsource their call center to countries where we can't understand the operators, and when you finally do get a manager on the line, they are extremely rude. We are 100% not renewing our contract with Fidelity. We may have to consider small claims court as well."

Everett V on July 2025


MoistureFree Warranty

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MoistureFree Warranty

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26 years of experience

Moisture Warranty is the only national moisture warranty for protecting stucco homes from the damage of moisture intrusion. Protect yourself and your home and clients with MoistureFree Stucco Warranty.

Moisture Warranty is the only national moisture warranty for protecting stucco homes from the damage of moisture intrusion. Protect yourself and your home and clients with MoistureFree Stucco Warranty.

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Home Warranties questions, answered by experts

It depends on the specifics of your warranty. The motor is likely not covered if you’re working with a limited warranty. The same goes for other components like the compressor and evaporator coil. Some extended warranties will cover the blower and fan motor, so read the fine print before signing up. Additionally, the manufacturer may offer a warranty for the parts, including the motor, though there’s likely to be a strict time limit for this coverage.

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

Yes. If the seller includes a kick-out clause in the contract, they can accept another offer while contingent.

Without regular proactive maintenance, your home and the things in it will wear out, break, or otherwise deteriorate much faster than they would with routine maintenance. Regular home maintenance also helps to prevent major problems down the road. For example, regular gutter cleaning will help avoid roof and foundation problems caused by pooling water and improper drainage. 

While a work warranty covers contractor repairs post-construction, a home warranty acts as a safety net against future breakdowns and unexpected expenses. Home warranties provide discounted repairs and replacements for essential home systems like plumbing and electricity in exchange for an annual fee.

While home warranties can provide a welcome safety net to some homeowners, they’re not a guarantee. The cost of a home warranty might not always be worth it. Other homeowners may be better off stocking away those funds in an emergency savings account in order to cover the cost of unexpected home repairs.

The El Granada, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.

What do you need done? We’ll find top pros.
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  • 🛠 "Fix a leaking pipe under the sink"
  • 🏠 "Repair shingles on an asphalt roof"