Find top-rated Pros in your area
Enter a zip code and get matched to businesses near you.
Geo Icon
Fidelity National Home Warranty logo

Fidelity National Home Warranty

Home Warranty, Plumbing, Appliance Repair,

About us

Additional DBAs - Fidelity Home Warranty, Alliance Home Warranty Co, FNHW, Chicago Home Warranty.

Business highlights

Emergency services offered
30 years of experience

Services we offer

Home warranty, household systems & appliances.

Amenities

Eco Friendly Accreditations

Yes

Emergency Services

Yes

Free Estimates

Yes

Warranties

Yes

Accepted Payment Methods

  • American Express
  • Check
  • Visa
  • Discover
  • MasterCard
Reviews
2.9105 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
31%
4
12%
3
5%
2
14%
1
37%

Filter reviews by service

Showing 1-25 of 105 reviews
Everett V.
Jul 2025
1.0
Appliance Repair
Absolutely atrocious experience with this company. Had issues with our fridge/freezer, so they sent a repairman. We had to defrost the entire unit for 36 hours, so lost all of our groceries. (Loss of groceries are not covered - it's in the fine print.) Fine - we'll get the fridge fixed, right? WRONG. Within a month, the same issue occurred. Sent another repairman from a different company. Had to defrost and lost everything AGAIN. Third time with the SAME issue in the past six months and they want to send ANOTHER repairman from a different company who, wait - you guessed it - needs us to defrost the entire unit AGAIN. With the cost of the plan ($655), each $90 service fee, and loss of groceries, we could've bought a brand new and BETTER fridge. Note: our fridge is still not working properly and we are out nearly $1,000 in Fidelity fees alone. Add in another ~$600 in loss of groceries, and we are nearing $2,000. Fidelity are crooks - plain and simple. They outsource their call center to countries where we can't understand the operators, and when you finally do get a manager on the line, they are extremely rude. We are 100% not renewing our contract with Fidelity. We may have to consider small claims court as well.

Thomas T.
Jan 2025
1.0
Appliance Repair
$1,800
After a great deal of hassle, the Company unilaterally sent me a check for approximately half the cost of the replacement of a broken kitchen fan and has continually refused to talk to me about any additional replacement or costs. I recommend using a different warranty company.

Frank T.
Jul 2024
1.0
Home Warranty
Total waste of money and time. They dont pay for anything. They dont replace anything and make it difficult for contractors to replace items. the vendors are under paid and they dont pay them well.. Look for another Warannty company. I used to buy it for my client as I am a realtor. i will never use them again.

Niall W.
Jul 2024
1.0
Home Warranty
$800
I will start by saying that if you’re considering a home warranty or being offered one by a realtor don’t bother with Fidelity. Bad reviews of this company are real. Fidelity’s process is fairly simple. 1. Take money for initial warranty 2. Charge a high fee for initial tech visit for claims 3. Have intentionally vague and hard to find language in warranty terms 4. Pick a reason they won’t fix the issue 5. Profit I had a bad wire in my kitchen that needed to be replaced. Fidelity sent an electrician that couldn’t figure out the problem and said it just wasn’t covered. After calling the electrician to force them back they agreed that it was probably covered but I needed to provide access for them to work. Opened access so they could work and call Fidelity who denied the claim because they chose to interpret the issue in their favor. Got another electrician to come out and they fixed in two hours. I spent around 6-8 hours trying to get Fidelity to fix this. What a scam.

C G.
Feb 2023
1.0
Appliance Repair
$75
This company is terrible. I have been "gifted" this warranty with all three of the homes I've purchased and I must say it is not a gift. Fidelity is a scam, they find every loop hole to NOT cover anything. I've tried many claims and they ONLY thing they have covered is a rekey service one time in 7 years and maybe 5 claims I've tried. And that was a free service. My water heater broke, in an emergency situation I went out and replaced it. Remembered that I had the warranty (new oblivious home owner) and called them to inform them. Paid the $75 for someone to come out and tell me that yes the old water heater was broken but I shouldn't have taken it out. I need to call before hand. Terrible. My third house came with a new fridge. The water stopped dispensing. They told me ice makers were covered but not filtration systems. Deny. So if the water can't filter than of course my ice maker won't work. But denied anyway. They NEVER call back with updates. I have to always call them back. DO NOT PURCHASE THIS PLAN. IT'S A SCAM.

William G.
Oct 2021
1.0
Appliance Repair, Insurance Agencies
On September 16, 2021, the air conditioner went out in my rental. I was particularly concerned because the tenant is an elderly woman, and we live in a very warm climate with temperatures near 100 degrees. I filed a claim with Fidelity National Home Warranty on-line, and paid the $75.00 service fee at that time. On September 20, a local vendor diagnosed the problem as a blown compressor. Then, the nightmare began. After hearing nothing for a few days, I contacted the vendor. He told me he submitted his diagnostic report to FNHW on September 21 and had not received authorization to replace the blown compressor. I then called “customer service” at FNHW. After being disconnected several times, navigating through countless recorded instructions, then being placed on hold for over half an hour, I was finally able to talk to “Gabriella” at Fidelity National. I explained my emergency situation, and she said it takes 2 days to approve the repair (it had already been 3 days.). That was 14 days, and numerous calls, ago – each with the same obstacle course required to reach anyone. And the claim, which is very clearly covered by the policy, has still not been approved. I have attempted to contact the company 9 times, but have only been able to reach a real person 5 times. Wait times have exceeded an hour and, two times, I was disconnected mid-sentence. On both occasions the person to whom I spoke had my phone number but did not call me back. Each “customer service” person has had a very heavy Hispanic accent, and are difficult to understand, but it is apparent that they all have the same script. Basically, it is “I am so sorry for your inconvenience, but we have to wait until the “Approval Department,” approves your claim.” When I have asked to speak to a supervisor or manager, the “customer service” rep says they are not available at the moment, but that they would call me back. Nobody has ever called me back. If Fidelity National Home Warranty is actually functioning as a legitimate business, it is the most poorly run organization I have ever encountered. But I don’t believe even the most incompetent company could consistently display the level of total ineptitude and outright indifference I have witnessed. Instead, I believe that they have purposefully adopted a business model designed to avoid paying legitimate claims by frustrating claimants to the point that they decide to pay for their own repairs.

Theresa F.
Apr 2020
1.0
Home Warranty
$800
Our agent purchased this for us since we were buying a home with very old appliances. Our initial contact to set up the warranty was terrible, the customer service person couldn't get the details right and became impatient and argumentative when we tried to correct her to make sure it was set up correctly. A week later we decided to follow up and make sure it had gone through since we hadn't received the email confirmation. We were told our payment information didn't go through. Upon asking to confirm the plan, it was missing the vital components like the ROOF and pool equipment and FURNACE. Got that straightened out and paid for. A month later the furnace stopped working on a Friday. Called them at 5:30pm on a Friday, the furnace repair place they referred us to was already closed. BEWARE, these services can't be called on over the weekend. So, at 5:30pm on a Friday it was too late to get anyone out. Over the weekend, husband and brother reset some breakers and got it going again. We never heard from the furnace repair company or any follow up from Fidelity National Home Warranty. We were not charged thankfully. Dryer died yesterday on a Sunday, washer full of wet clothes of course. Giving them another shot since we have no choice, and will follow up with another review, but am not going to be surprised if we get a repeat bad performance.

Clay H.
Oct 2018
1.0
Heating and Air Conditioning Service
$4,000
AC broke. I called Fidelity to file claim. On hold for 45 minutes and disconnected. Hung up and called again. On hold for 30 minutes and I hung up. Very hot. Called my AC contractor and they replaced. Fidelity denied coverage becasue I did not use their vendor. Was told that they never put people on hold that long. Would never use them again.

Russell J.
Jul 2018
2.0
Home Warranty
$75
We obtained a home warranty from Fidelity National Home Warranty from the seller when we purchased our home in November 2017. In May of 2018 we noticed a water leak in our garage ceiling and called Fidelity National. Since the leak required that I turn off the water to the entire house, they said it qualified as an emergency and they would offer the job out to all of their subcontractors in the area to get the quickest response. Fidelity then charged us $75 as per our home warranty agreement. They called back later and told us that All Express Plumbing would be out within 2 hrs. After 3 hrs we called Fidelity and they told us to call All Express directly. We called All Express and left a message (it was after hours). The next day, after having no luck with their designated plumber, we called Fidelity and asked for another plumbing company. They initially resisted but eventually agreed to provide a different plumber and would call us back with the contact info. They never called back. Eventually the original plumbing company fixed the problem, no thanks to Fidelity. My impression is that Fidelity National assigns service requests out to the lowest bidder and after they get their fee, has no interest in providing quality control over their subcontractors.

Jean R.
Jun 2018
1.0
Appliance Repair
$75
Called Fidelity 3-4 different occasions to fix our broken dishwasher that they won't replace. Every time we call, we pay $75 for them to send out a technician or plumber who doesn't fix the problem. We have lived with this issue for three years now. We called them and begged them to replace the dishwasher but all they will do is send out another technician for $75 to not fix the issue. So at this point, we are buying a new dishwasher, cancelling the warranty, and writing this review because we are no longer wasting our money with this terrible company.

Clay H.
Dec 2017
1.0
Home Warranty
$3,500
Temperature 90 degree plus. Baby visiting. AC broke. Home insured by Fidelity Natinoal Home Warranty. Waited online for 45 mintues to get someone from Fidelity National Home Warranty to take my call and submit a service request. Baby getting overheated. I gave up waiting for them to answer my call and placed a call to a local HVAC company who responed immediatley and replaced my broken AC compressor. Now FNHW is denying my claim because I was unable to get anyone at FNHW on the phone to handle my claim so they could call a HVAC contractor of their choice. What a great strategy (NOT): Don't answer calls that might result in claims and when homeowners with policies give up an call their own contracter,s deny the claims saying that I should have waited indefinately for them to answer the phone. There are better home warranty companies out there.

Lance M.
Oct 2017
1.0
Home Warranty
The product itself seems to be worthless. I have had two issues that I called them about, and both times coverage was "excluded." Their biggest issue, however, is customer service. In particular, I recently had an issue with my thermostat (it went blank). Their technician came out but didn't bother to even pop the thermostat off the wall to inspect it. Instead, he summarily declared that I needed an entirely new HVAC and "graciously" offered to do the work for $800. At the same time, Fidelity denied coverage for any of the work because of an exclusion for "multi-zone units." Anyway, the problem turned out to be the thermostat itself. I replaced it on my own for $100 and it's working fine. How does a thermostat fall within an exclusion for 'multi-zone' HVAC, anyway? A few days later I received a bill for $65 for the technician's service call. I contacted their customer service to explain my frustration with the whole thing. Why charge me money for a diagnosis that was incomplete and incorrect? Wow. This was probably the worst customer service I've ever experienced. I got an earful from the customer service rep about how inappropriate it is for me to challenge this type of thing. "You signed a contract," they said, so "the service fee stands." I've never really had an experience like this. Suffice it to say, there are other home warranty programs out there that I'm sure have better customer service. Why throw away a customer relationship over $65? The ROI just doesn't make sense to me. I emailed them about my experience. I haven't heard back. Big surprise.

Claudia V.
Aug 2017
4.0
Home Warranty
$550
I think it was fine, every other year I'd have to put freon in my refrigerator. Every time I say this needs to replace, they'd say no, no it's okay. It works. I had them for quite a few years.

Christine R.
Aug 2017
3.0
Home Warranty
Yes, I recommend this pro
$1,000
My trouble with them is I can call them but it can take up to 5 days for them to send somebody. If I need a plumber (example) I use Rocking H . I call Fidelity they place the order & Rocking H comes out and does it. Overall rate c. I get frustrated by their lack of time &  response rate.

Donna H.
Jun 2017
4.0
Home Warranty
Yes, I recommend this pro
$60
.

Allan M.
Apr 2017
1.0
Home Warranty
$75
They said it was not covered. I read the contract and it says it is covered. The technician spoke very poor English, he was hard to understand.

Barb H.
Feb 2017
2.0
Home Warranty
$605
i paid service charge twice and it wasn't fixed. Very rude customer service.

Roxann S.
Jan 2017
5.0
Home Warranty
Yes, I recommend this pro
unknown

Michael S.
Dec 2016
5.0
Home Warranty
Yes, I recommend this pro
They are a home warranty for whatever breaks around the house. We used them once for the range and twice for the refrigerator. I enjoy they are very good. They don't typically complain or try to get out of things which is what I expect from my warranty. So far when I've used them they haven't tried to shook saying it's not our problem.

Siavash R.
Dec 2016
1.0
Home Warranty
$650
Fidelity has possibly the worst customer service I have ever experienced. The company has no regard for its customer's time and does not back up its repairs. I had a refrigerator go out last year, and it took them six weeks and about 5 appointments to "fix" the refrigerator. At the time, the service technician said that the refrigerator shouldn't be fixed and a replacement should be provided instead. Fidelity decided they would rather waste my time and fix it. The refrigerator went out again in less than a year for the same issue (a seal system failure). After I paid for another service fee, the technician came out and said it was the same issue and that he recommends I just get a buy out. It's now been over a month, and Fidelity won't even give me a buy out quote. Instead, they want to send out another technician to look at the problem again, and want me to take additional time off work. Moreover, this is not the first time I have had issues with them. My water heater broke a few months ago and they played games after games and gave me a low ball number for a replacement and did not cover things that were clearly covered under the contract. Bottom line, stay away from Fidelity.

Shane H.
Oct 2016
4.0
Home Warranty
Yes, I recommend this pro
$60
I could reach them pretty much any time to report a problem so I like that about the company that I can call any time if there’s an issue.

Ilse P.
Oct 2016
3.0
Home Warranty
Yes, I recommend this pro
$75
My home warranty company is Fidelity National Home Warranty and I called them about 8 months ago. I pay $75 each time. I think they need to include more things in their services.

SIDNEY C.
Sep 2016
1.0
Home Warranty, Electronic Gadget Repair
Extremely bad service. My clothes washer had multiple issues within 8 months of me moving into my new home. The door hinge broke, water would not drain and there was a loud noise during the cycle. For 4 months FNHW kept sending different technicians to get an opinion. After the 3rd visit, a technician replaced drain pump, and said he had fixed the door and bearings, only to find out that the water still did not drain, the door is still dangling and the noise is like an airplane taking off. They send another service company and even they said the unit should be replaced. However, FNHW says it is not "Normal" wear and tear that is caused due to age. It is "Abnormal" wear and tear. And they says that it is just based on the technician report. The machine is 14 years old and they consider the issues are not due to age. 4 months later and 4 times technician visit later I have no resolution for the issues and I've had to pay the service fee for the technicians to come out. All Loss and no resolution. EXTREMELY DISATISFIED!!!!

Terrance M.
Aug 2016
1.0
Home Warranty, Heating and Air Conditioning Service
$6,500
Fidelity National refused to honor its commitment to repair/replace broken AC condenser under our Home Warranty and we ended up spending countless hours trying to work with the company and ended up paying for it ourselves. We will be pursuing a claim against the company. First, they send out a rep. who claimed it was a circuit board problem (not covered under warranty). We obtained independent verification that this was not the case and provided this to Fidelity National. They then sent out another rep. who claimed the unit had no freon. We again demonstrated that the freon was fine. Their second rep. then provided a different explanation, claiming the unit was disassembled. We again had independent witnesses verifying this wasn't the case. Fidelity then offered to pay roughly $1,500 of our $6,500 cost or do it themselves. We declined the $1,500 offer as entirely inadequate and asked them to do it themselves. They then refused, saying instead that they would send out yet another rep. to see "if" we qualify. We ended up incurring all costs ourselves and will be pursuing a claim against the company.

John S.
Aug 2016
4.0
Home Warranty
Yes, I recommend this pro
Several times they fail to have a vendor available quick enough for me like when I had a water heater go out I had to find my own plumber because they just didn't have anybody that could take care of it quick enough and when you have a tenant just sitting here without any hot water they get unhappy really fast. It's been a couple of time where I actually had to arrange my own vendor and they do reimburse you for most of what you end up paying but not all of it. It's a good price for what you get and I tell anybody that I run into that has rental prosperity to get the home warranty from them I talk them up all the time.
Showing 1-25 of 105

Licensing

Insured

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

Fidelity National Home Warranty is currently rated 2.9 overall out of 5.
Monday: Open All Day Tuesday: Open All Day Wednesday: Open All Day Thursday: Open All Day Friday: Open All Day Saturday: Open All Day Sunday: Open All Day
Fidelity National Home Warranty accepts the following forms of payment: American Express, Check, Visa, Discover, MasterCard
Yes, Fidelity National Home Warranty offers free project estimates.
Yes, Fidelity National Home Warranty offers eco-friendly accreditations.
No, Fidelity National Home Warranty does not offer a senior discount.
Yes, Fidelity National Home Warranty offers emergency services.
Yes, Fidelity National Home Warranty offers warranties.
Fidelity National Home Warranty offers the following services: Home warranty, household systems & appliances.

Contact Information

PO Box 8127, Walnut Creek, CA 94596

Service Hours

Sunday:Open All Day
Monday:Open All Day
Tuesday:Open All Day
Wednesday:Open All Day
Thursday:Open All Day
Friday:Open All Day
Saturday:Open All Day
Share project details to get started.