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Siding questions, answered by experts

Consider your home's architectural style, neighborhood guidelines, and the vendor's options. Samples and software previews can help visualize the final result.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Vinyl log siding is durable, rot-resistant, colorfast, and scratch-resistant, and it can last for an average of around 30 years. Some vinyl siding can last for up to 60 years with proper maintenance. You won’t need to repaint or restain this type of siding every several years like you would with wood, so ongoing costs and upkeep will be minimal. Although it’s relatively low maintenance, you should still wash your vinyl log siding twice per year. Doing so will increase its longevity, remove any mold, and retain your home’s curb appeal.

The clapboard exposure, also called the reveal, refers to the amount of clapboard visible in the siding. Clapboards always overlap slightly, but some overlap more than others. The exposure is the vertical measurement of the board that remains visible as the clapboard is installed.

When repairing clapboard siding, it’s important that you match the exposure of your current clapboards. You may want to take a measurement of the specific exposure on your siding for reference in repairs.

New siding improves curb appeal, insulation, and protection from moisture and pests.