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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.



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Advance Mortgage Solution Inc

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Advance Mortgage Solution Inc

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24 years of experience

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services


Duran Agency - Farmers Insurance

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Duran Agency - Farmers Insurance

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10 years of experience

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.



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American National Escrow, Inc.

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American National Escrow, Inc.

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11 years of experience

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.




Avatar for Nancy Galarza - Keller Williams Realty Whittier

Nancy Galarza - Keller Williams Realty Whittier

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Nancy Galarza - Keller Williams Realty Whittier

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30 years of experience

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com


First American Advisors | Annuity Educator.com

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First American Advisors | Annuity Educator.com

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Free onsite estimate

Our mission at AnnuityEducator.com is to inform and educate baby boomers facing retirement, as well as others, about the opportunities of using annuities as a way to diversify and shelter part of their financial resources from the volatility of the market. We help you take the stress and hours of research out of selecting an annuity plan. Retirement Income Experts - With every option and every annuity plan in front of you, we make educated decisions easy. Take the Guess Work Out - Use our easy to follow guides and comparison charts to assure yourself you are looking at every option before making a monumental decision. Free Annuity Consultation - Our expert agents are available by phone, email, or in person for no-cost, no-obligation review of your specific retirement income planning needs. Up-To-Date Annuity Rates - We have access to the most current and up-to-date rates from every top rated Insurance company. The Nation's Top Annuity Carriers - Unbiased, knowledgeable information about Annuity products from all the top carriers in the nation. You need a retirement distribution plan to provide - Safety of principle, Growth to keep up with inflation, Create guaranteed income, Tax favorable outcome to beneficiaries.

"Awful! First American does not seem to be a reputable company. I would never work with First American in any capacity again."

Brian M on May 2020

Our mission at AnnuityEducator.com is to inform and educate baby boomers facing retirement, as well as others, about the opportunities of using annuities as a way to diversify and shelter part of their financial resources from the volatility of the market. We help you take the stress and hours of research out of selecting an annuity plan. Retirement Income Experts - With every option and every annuity plan in front of you, we make educated decisions easy. Take the Guess Work Out - Use our easy to follow guides and comparison charts to assure yourself you are looking at every option before making a monumental decision. Free Annuity Consultation - Our expert agents are available by phone, email, or in person for no-cost, no-obligation review of your specific retirement income planning needs. Up-To-Date Annuity Rates - We have access to the most current and up-to-date rates from every top rated Insurance company. The Nation's Top Annuity Carriers - Unbiased, knowledgeable information about Annuity products from all the top carriers in the nation. You need a retirement distribution plan to provide - Safety of principle, Growth to keep up with inflation, Create guaranteed income, Tax favorable outcome to beneficiaries.

"Awful! First American does not seem to be a reputable company. I would never work with First American in any capacity again."

Brian M on May 2020

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Home Warranties questions, answered by experts

The answer is mixed when it comes to whether you can expect your home warranty to cover a shower pan leak. While a home warranty is designed to cover costs for the repair or replacement of appliances and major home systems, most plans don't cover water damage. However, plumbing may be covered. When looking at home warranty versus home insurance, it's helpful to know that most homeowners insurance policies do cover sudden and accidental water damage originating from inside the house. 

Many installers offer warranties for materials and workmanship. Confirm terms with your provider.

The main types of home warranties cover the basic essentials, but additional plan types focus on specific areas such as:

  • Appliance plan: This plan covers typical household appliances like refrigerators, stoves, washer and dryer, built-in microwaves, and dishwashers. It costs $360 and $540 per year

  • System plan: Costing between $360 and $540 per year, this plan covers central home systems like HVAC, plumbing, electrical, and water heaters. 

  • Combination plan: This plan type covers both systems and appliances, costing between $545 and $1,500.

Most homeowners insurance policies won’t pay for the removal of dead, rotting trees. That’s because insurance is intended to protect you from sudden, unexpected accidents. So if a tree is sick, dying, neglected, or rotten but is still standing and hasn’t caused any property damage, it’s unlikely your insurance will cover the cost to have it removed.

While a work warranty covers contractor repairs post-construction, a home warranty acts as a safety net against future breakdowns and unexpected expenses. Home warranties provide discounted repairs and replacements for essential home systems like plumbing and electricity in exchange for an annual fee.

While home warranties can provide a welcome safety net to some homeowners, they’re not a guarantee. The cost of a home warranty might not always be worth it. Other homeowners may be better off stocking away those funds in an emergency savings account in order to cover the cost of unexpected home repairs.

The Cabazon, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.

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