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Verified Reviews for Home Warranty pros in Rancho Mirage, CA

*The Angi rating for Home Warranty companies in Rancho Mirage, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Rancho Mirage, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 14, 2025

Find Home warranty providers in Rancho Mirage

Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

D L Construction

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D L Construction

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9 years of experience

D L Construction is a General Contracting company local to the Coachella Valley, we pride ourselves on doing our jobs right the first time. We are licensed bonded and insured to benefit the customer and their property. We don't consider any job too small or too big, and we take great pride in providing the customer with the best possible work that they deserve

D L Construction is a General Contracting company local to the Coachella Valley, we pride ourselves on doing our jobs right the first time. We are licensed bonded and insured to benefit the customer and their property. We don't consider any job too small or too big, and we take great pride in providing the customer with the best possible work that they deserve

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Advance Mortgage Solution Inc

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Advance Mortgage Solution Inc

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24 years of experience

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

Duran Agency - Farmers Insurance

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Duran Agency - Farmers Insurance

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10 years of experience

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

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American National Escrow, Inc.

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American National Escrow, Inc.

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11 years of experience

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

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Nancy Galarza - Keller Williams Realty Whittier

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Nancy Galarza - Keller Williams Realty Whittier

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30 years of experience

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

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Home Warranties questions, answered by experts

Yes. If the seller includes a kick-out clause in the contract, they can accept another offer while contingent.

Most home warranties exclude aesthetic damage, pre-existing issues, intentional damage, and issues that stem from a lack of proper maintenance. Home warranty companies also have contract terms that can exclude specific types of HVAC systems or certain components of an appliance or home system, so you should read your contract in its entirety to make sure you understand your coverage before signing up.

While a work warranty covers contractor repairs post-construction, a home warranty acts as a safety net against future breakdowns and unexpected expenses. Home warranties provide discounted repairs and replacements for essential home systems like plumbing and electricity in exchange for an annual fee.

While home warranties can provide a welcome safety net to some homeowners, they’re not a guarantee. The cost of a home warranty might not always be worth it. Other homeowners may be better off stocking away those funds in an emergency savings account in order to cover the cost of unexpected home repairs.

A convenient method to verify your warranty status is by visiting the manufacturer's website and entering your unit's serial number. The relevant information should promptly appear. However, if it doesn't, there's a possibility that you may have unintentionally voided the warranty by neglecting to register your equipment at the time of installation. If you did register and need help finding the information, you may need to call the manufacturer's customer support team.

The average cost of a home warranty is around $55 per month, but you could pay anywhere from $30 to $125 or more, depending on a few factors. Some of the most significant cost factors include the following:

  • Contract service fee 

  • Items covered by your contract 

  • Coverage caps in your contract

  • Whether or not you can choose your own service technician

  • Home’s location

  • Contract length 

  • Any coverage add-ons

The Rancho Mirage, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.