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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.



D L Construction

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D L Construction

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9 years of experience

D L Construction is a General Contracting company local to the Coachella Valley, we pride ourselves on doing our jobs right the first time. We are licensed bonded and insured to benefit the customer and their property. We don't consider any job too small or too big, and we take great pride in providing the customer with the best possible work that they deserve

D L Construction is a General Contracting company local to the Coachella Valley, we pride ourselves on doing our jobs right the first time. We are licensed bonded and insured to benefit the customer and their property. We don't consider any job too small or too big, and we take great pride in providing the customer with the best possible work that they deserve


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Advance Mortgage Solution Inc

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Advance Mortgage Solution Inc

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24 years of experience

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services


Duran Agency - Farmers Insurance

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Duran Agency - Farmers Insurance

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10 years of experience

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.



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American National Escrow, Inc.

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American National Escrow, Inc.

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11 years of experience

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.




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Nancy Galarza - Keller Williams Realty Whittier

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Nancy Galarza - Keller Williams Realty Whittier

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30 years of experience

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

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Home Warranties questions, answered by experts

An improperly installed skylight could potentially impact your roof's warranty. This happens because roofing penetration is necessary during skylight installation. Check your warranty information to verify. In most cases, having skylights professionally installed with proof that flashing is being done to specifications can be enough to preserve your roof's warranty.

A seller’s home warranty normally excludes intentional damage, issues that arise due to a lack of maintenance, and cosmetic repairs. Each warranty can also have specific exclusions, like certain types of heating or cooling systems and certain components within your appliances and home systems. Most home warranties will also have coverage caps, and once you reach payouts that match the caps, all repairs will be excluded.

Before you replace your windows, check your home warranty. Many home warranties don’t cover windows at all, while some have specific clauses about what they will and will not cover and what might void the warranty. If you have any questions, reach out to your insurance specialist, and never make assumptions.

The average cost of a home warranty is around $55 per month, but you could pay anywhere from $30 to $125 or more, depending on a few factors. Some of the most significant cost factors include the following:

  • Contract service fee 

  • Items covered by your contract 

  • Coverage caps in your contract

  • Whether or not you can choose your own service technician

  • Home’s location

  • Contract length 

  • Any coverage add-ons

Homeowners insurance usually doesn’t cover foundation cracks. They are considered normal wear and tear that every home undergoes. Your foundation in general is likely covered for things like fire and water damage, but most companies don’t insure damage caused by settling, shifting soil, earthquakes, and floods, which commonly lead to foundation cracks.

The Banning, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.