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A window may fail because of age, defective mechanisms, or moisture. Depending on the issue, the window may be fixed with simple repairs. Otherwise, you’ll have to invest in replacing it. You can avoid damaged windows but keeping up with window maintenance.   

If you don't have hurricane shutters or impact-resistant windows, boarding up windows before a hurricane is worth it. According to the Federal Alliance for Safe Homes, protection is essential for all your home's entry points, including windows, doors, skylights, and garage doors.  

When windows break, wind enters your home, creating enough pressure that could cause the weakest part of your to rupture. Often, the weakest part is the roof, which can "pop" off of a home in a hurricane. The simple act of boarding up your windows can protect the structural integrity of your house.

In most cases, you should get your windows cleaned one to two times annually, although you might want to complete this task more often if you live in an area with heavy pollen or heavy rain or snowfall that soils your windows. It’s also a good idea to hire a professional window cleaning service if you’re listing your property, as sparkling windows will make a big difference in terms of curb appeal and, potentially, your home’s value.

In short, it depends. After 20 years, the glass in your windows is less energy efficient, which can cause increased electricity bills. You might also see signs of water damage or natural wear and tear over the years. However, with proper maintenance, some window frames can last up to 50 years, so you may only need to replace the glass to save on energy. 

At the same time, window replacement is a major investment, so replacing the glass in rooms most impacted by outdoor temperatures is one way to avoid going all-in to replace your windows.