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Yes, masonry is more expensive than concrete because the labor is much more involved. With masonry, your expert will build your project from the ground up, one piece at a time, ensuring they use the proper amount of mortar or grout during construction and keeping the project level or plumb. Pouring concrete can also be labor-intensive, but it’s a bit less involved. It requires building a mold, pouring the concrete, and letting it cure. The less intensive labor makes concrete a more affordable option in most cases.

It is possible, albeit a lot slower, to break up a rock using water. You would do this by freezing and thawing the water. You could create some initial holes or cracks in the rock, then pour water into the cracks or holes and allow them to freeze (so it's best to do this in winter or in colder climates). Since water expands when it freezes, this puts pressure on the inside of the rock and causes it to crack. You could continue to pour more water in and let it freeze to continue to break up the rock.

Drilling into brick doesn’t have to be a dangerous project if you prep and approach it with the right tools and techniques, but it does come with risks if it’s not done correctly. It can lead to significant issues, such as damaging the brick or affecting the wall’s structural integrity. Applying too much force can crack or chip the brick, while incorrect placement might compromise its load-bearing strength. 

If your old bricks are in decent condition and you have the space to store them where they’ll be protected from the elements, keeping old bricks is often worthwhile. You’d spend anywhere from $70 to a few hundred dollars to have them removed from your property, in which case you won’t be able to use them for future projects. Holding on to old bricks in good condition means you can use them later for other DIY projects, potentially saving yourself some money on disposal and new materials down the road.