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Hurricane Film questions, answered by experts

Restoration timelines can vary from days to several weeks, depending on the severity, size of the affected area, and the resources available for the restoration effort.

In most cases, homeowner’s insurance policies include coverage for hail-damaged roofs, but you should check your policy to confirm that you’re covered. Even if your insurance company will cover the damage, you may not have enough damage to warrant filing a claim. Remember, you’ll still have to pay your deductible, which ranges from $500 to $2,000 in most cases and may be more than the cost to repair the damage without involving your insurance provider. Plus, filing a claim may raise your premium.

Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

Roof blistering and hail damage are different in their physical appearance. Blistering, often caused by inadequate ventilation, low-quality material, and improper installation, looks like large, irregular bubbles popping out of your roof. Meanwhile, hail damage is usually circular or oval dents entering your roof and often follows the same path as the hail storm.

A hail hit on shingles can look like a circle of white chalk where the hailstone hit and removed some of the asphalt granules. A hail hit can also look like a crack, dent, or bruise on your shingles. On wood shingles, hail can cause the wood to split and crack more than on asphalt shingles. The age and condition of the roof also play a role in how the hail damage looks on shingles.

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