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Home Warranties questions, answered by experts

Yes, laying laminate over carpet may void the warranty of your flooring. Most laminate manufacturers specify installation over a suitable subfloor, not carpet. Deviating from these installation guidelines can invalidate the warranty. You should stick to the manufacturer's instructions to ensure warranty coverage, and you should always consult with professional laminate flooring installers near you if you have any concerns or questions regarding installation methods.

Homeowners insurance usually doesn’t cover foundation cracks. They are considered normal wear and tear that every home undergoes. Your foundation in general is likely covered for things like fire and water damage, but most companies don’t insure damage caused by settling, shifting soil, earthquakes, and floods, which commonly lead to foundation cracks.

Home warranties are not a necessity, but they’re great for providing peace of mind, even if you already have homeowner’s insurance. A traditional insurance policy usually only covers disasters, like a tree falling into your home, fires, floods, theft, and major vandalism. A home warranty covers individual items, including breakdowns and damage from wear and tear and old age. Unlike with insurance, a home warranty might cover a refrigerator repair or the replacement cost of an oven. Many homeowners find a home warranty is great to have alongside insurance for total coverage.

The cost to install a standby generator is considerable, but they usually come with a warranty. The number of years this is valid for and what it covers will vary. Typically, they last between two and five years, but they don’t normally cover annual services and tune-ups.

While it varies by retailer, customers may be able to cancel an appliance's extended warranty within a certain timeframe, whether it’s 30, 60, or 90 days. It’s best to contact the retailer or manufacturer directly if you’re uncertain. However, those with home warranty plans will be pleased to know that they can cancel them at any time.

The Seward, AK homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.

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