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If it is applied properly, stucco is a durable material that can last between 50 and 80 years, especially with regular repair and maintenance. Things like painting the stucco every 10 years or so will help it last longer. The location of your home plays a big part in the life span of your stucco, too.

While vinyl siding's lifespan of 20 to 40 years is impressive for the cost, other siding options can actually last much longer. Stucco siding can last 50 to 80 years when properly maintained and is only a bit more expensive than vinyl. Fiber cement is similar in that it’s a little more expensive but lasts more than twice as long. Stone and brick last the longest, often more than 100 years, but they’re the most expensive siding materials.

On average, the cost of stucco siding is $5,600, and most homeowners pay between $2,200 and $9,100. Stucco prices depend on several factors, including labor and materials, the size and complexity of your home, your desired color and finish, and the popularity of stucco in your area. Ways to save money on your stucco installation include removing the old siding yourself and planning your installation during the off-season months.

The decision to repair or replace stucco depends on the extent of the damage. If the culprit is dirt, stains, or small cracks, your stucco will benefit from a deep clean, quick repair, and possibly a paint job. If you notice large cracks or peeling, it’s time to call a professional to fix your stucco. They can guide you in deciding whether your issue is simple enough to repair or whether severe problems—like water damage and mold—require removing and replacing sections of your stucco, or the entire thing.