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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Removing fence posts that are set in concrete is something you can't do by hand. You will need an excavator, a strong post-puller, or a jackhammer. If you plan on recycling the concrete base, you may be able to cut the post out with a jackhammer and then set the new post in the existing base. However, it's usually better to remove both the fence post and concrete together. Due to the weight of concrete, you will need a hydraulic removal tool.

There are several options for post materials. Depending on where you live, the weather, and what kind of durability you want, you can choose from wood, steel or concrete posts for a barbed wire fence. Your corner and end posts should be especially strong in order to maintain the structural integrity of the fence. 

The best way to protect your pets from coyotes is to ensure they are always supervised when outside, especially during dawn and dusk when coyotes are the most active. When walking your dog, keep it on a short leash and carry something noisy you can use to haze any coyotes you may encounter.