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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

You can take multiple approaches to keep animals out of your edible landscape. You can use natural repellents such as mint and cayenne pepper to deter them from your garden. You can also build a fence (or opt for a privet hedge) or keep the most enticing plants in a sectioned-off area. The most efficient method of keeping your four-legged guests at bay is to determine what animal it is and create a customized plan for them. 

When a wasp stings, it pushes its stinger into the skin and releases venom. The sting site will typically become inflamed and swollen and likely hurt quite a bit. 

Some people are allergic to the venom and can have serious allergic reactions to a wasp sting. This sting could cause the throat to swell, difficulty breathing, hives, rapid heart rate, and vomiting. If you or someone has an allergic reaction to a wasp sting, it’s important to call 911 for emergency treatment, as reactions can be life-threatening.

Home warranties typically do not cover pest control services or related damage in their basic plans. However, some companies offer premium plans or limited add-ons that may provide some coverage. These optional coverages often come with limitations, such as dollar caps, maximum payout amounts, or exclusions for specific pests. It is crucial to review the details of your specific home warranty policy to determine if pest control is covered and to understand any associated limitations.