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A well-built and well-maintained concrete pool should last anywhere from 50 to 75 years. Concrete is prone to cracking, so winterization and regular pool repairs are particularly important. Water can seep into existing cracks, freeze, and make them worse. Most homeowners should resurface their concrete every few years to maintain their pool’s lifespan. 

An easy way to know whether your sand filter has enough sand is to check how full the filter is and what the sand looks and feels like. The filter container should be two-thirds to three-quarters full of sand. Look for interior marks indicating the ideal sand level. If you put your hand into the sand, it should flow through your fingers without clumping. The filter pressure gauge is also an easy indicator—the right amount of sand leads to normal pressure, while too much or too little sand can cause high or low pressure.

Generally, you should run your pool pump for eight to 12 hours a day to keep your water clean and chemical levels balanced. The ideal runtime can vary depending on your specific pump type. While running the pump as much as possible is ideal for cleanliness, it can increase electricity costs. To save money, you can run the pump strategically during non-peak hours when electricity is cheaper, which is often in the evenings or at night. The hours do not need to be consecutive.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.