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Fiberglass pools last the longest because they need the least amount of maintenance and do not have liners that can affect a pool's integrity. Concrete pools last the longest, next to fiberglass.

Pool leaks most commonly occur at joints or where different materials meet. The most frequent leak spots include:

• The Pool Skimmer: Where the plastic skimmer meets the pool's liner or shell.

• The Pool Liner: Tears can develop in vinyl liners, especially those between 5 and 20 years old. Leaks also occur around the liner's edge.

• Fittings and Accessories: Areas around return lines, the main drain, and pool lights are common culprits.

• Pool Equipment: The pump, filter, and filter housing can also leak.

While leaks in underground pipes are less common, they can be costly to fix. It's usually best to check the more common spots before investigating the plumbing system.

Shock can clear a cloudy pool if the problem is insufficient free chlorine or an accumulation of chloramines from “spent” chlorine. However, it can make the issue worse if a high level of chlorine or a pH imbalance is the root cause of the problem. Test your pool water before treating the cloudiness to ensure you’re making the right call.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.