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You should board up windows when you need to protect your home either from intruders after a window breaks or from severe weather before you experience damage. To maintain home security with a broken window, get your window boarded immediately. If there’s a hurricane, tropical storm, or tornado expected in your area, board your windows a day or two beforehand to avoid emergency service fees.

To keep cold out, look for treatments that sit close to the window frame and are made from thick, insulating materials. Thermal curtains, cellular shades, window quilts, and insulated shutters can all help retain heat. Layering window treatments, like pairing lined curtains with cellular shades, can provide even better insulation by further reducing drafts and heat transfer.

In addition to protecting your home from costly storm damage, storm windows increase your home's value if you live in an area that’s prone to severe weather. Storm windows offer about an 80% return on investment (ROI). Therefore, if you install $10,000 worth of storm windows, you can expect to get around $8,000 back if you sell your home within a few years of installation. Additionally, highly hurricane-prone areas, like the Florida coast, offer even higher returns, with ROIs on storm windows reaching up to 86%.

If the existing frame around the window sash is completely structurally sound, it's possible to save money by swapping out the sash for a new one instead of getting a new window. Keep in mind that it will be necessary to find a new sash that perfectly matches your existing window structure. In general, consulting a window pro to help you find the right match is the best way to ensure you're doing this project correctly.