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Q: What if the appraisal is lower than the offer?

• <div><p>If you&rsquo;re selling a home and the <a href="https://www.angi.com/articles/home-appraisal-low.htm">appraisal comes in lower than an offer</a>, you&rsquo;re effectively getting more for your home than it&rsquo;s worth. If you&rsquo;re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn&rsquo;t make the sale contingent on the appraised value, there&rsquo;s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.</p></div>

Q: What is the difference between a property valuation and an appraisal?

• <div><p>A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert&rsquo;s opinion on <a href="https://www.angi.com/articles/home-appraisal-vs-market-value.htm">how much your property will sell for</a>. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you&rsquo;ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.</p></div>

Q: Do estate shutters increase home value?

• <div><p>Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home&rsquo;s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.</p></div>

Q: What should you do if the appraisal is lower than the offer?

• <div><p>Unless the buyer or seller makes the offer or offer acceptance contingent on the appraisal results, the sale will move forward unaffected if the appraisal comes back lower than the offer. This essentially means the buyer is paying more than what the home is worth, but without that contingency, both parties are locked into the deal. Some buyers may try to negotiate the purchase price down to the appraisal value, but this may not be possible if there wasn&rsquo;t an appraisal contingency in the offer agreement.</p></div>

Q: What should I prepare before an appraisal?

• <div><p>Gather details of recent improvements, property documents, and any previous appraisals or inspections.</p></div>

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Verified Reviews for Real Estate Service pros in Fishersville, VA

*The Angi rating for Real Estate Service companies in Fishersville, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Real Estate Service needs.

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Last update on December 06, 2025

Reviewed in May 2015
They are a really good company. They are a real up and coming company. They offer warranty extension for pretty much any kind of consumer electronics. Excellent, they are easy to get a hold of and easy to get coverage, very accommodating. Excellent support, really really good company.
Square Trade Inc
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Reviewed in March 2015
They installed and monitor the system. However, to reach a real person for billing purpose it is almost impossible. There is the local office then the regional office and most of the time you sit on "Hold" for several minutes. If you don't connect with a real person then you must leave a...
Vector Security - Harrisonburg
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Reviewed in July 2014
I am a single, 36 year old female veteran that was buying my first house by myself and I had no clue what I was doing. Val walked me through every part of the VA loan and the buying procedure. She was with me every step of the way, answering every crazy question, and just being all around...
Century 21 Smith Hourigan Group
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Reviewed in January 2014
He is an excellent real estate agent. I didn't end up getting something so there was no fee. He was very knowledgeable, very amicable, and very accommodating. He was excellent! I will absolutely hire him again.
Steven Hughes Hill
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Reviewed in March 2013
They were there for several days. It was all good. They take very good care of the animals and they give them lots of attention. They take them out real frequent. It's also my vet and I like having a vet around my dogs when I'm gone. They are very reasonable.
WESTWOOD ANIMAL HOSPITAL
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Reviewed in March 2012
They're reliable and do a good job. I thought they were real good. They came when they said they would and did a good job and cleaned up afterwards...they were real neat and professional.
Topless Tree Works
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Reviewed in March 2012
I initially sought new insurance after Allstate told me lies and demanded thousands of dollars of improvements be completed within 2 weeks of closing on my home. So I went to National Bank in Blacksburg to get new insurance. Oakey McNew at National Bankshares met with me in person and has...
NATIONAL BANKSHARES INSURANCE
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Reviewed in January 2012
He went thru the home fine but failed to tell me about how serious the problems were with the home. I used him because the real estate agent i was working with (kelly bates) recommended him. When he finished with the inspection & was going over everything he assured me there were no major...
PROFESSIONAL HOME INSPECTIONS
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BestValleyHomes.com

BestValleyHomes.com

Kathleen Kellett's Team - Long&Foster Real Estate

Kathleen Kellett's Team - Long&Foster Real Estate

Kline May Realty

Kline May Realty

Help-U-Sell Direct Savings Real Estate

Help-U-Sell Direct Savings Real Estate

Pamela Rutherford

Pamela Rutherford

Oakstone Properties The Talley Team

Oakstone Properties The Talley Team

Tracy Ritchie Walsh

Tracy Ritchie Walsh

RE/MAX ADVANTAGE

RE/MAX ADVANTAGE

Long and Foster Real Estate

Long and Foster Real Estate

Prudential Towne Realty

Prudential Towne Realty

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