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Avatar for Amy Spencer Independent Appraiser

Amy Spencer Independent Appraiser

4.88(
36
)
•Approved Pro

Amy Spencer Independent Appraiser

4.88(
36
)
•Approved Pro
Customers say: Quality work
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers
19 local quotes requested

I pride my company on reliability, integrity, and high quality work. I'm an expert in the appraisal field with over 10 years experience appraising the Richmond Metro Area. Give me a call today for a quote. I look forward to earning your business!

"Amy was prompt and friendly. She explained the process and followed through on the timelines she shared. I was pleased with the final results and would definitely hire her again."

Lisa S on April 2025

I pride my company on reliability, integrity, and high quality work. I'm an expert in the appraisal field with over 10 years experience appraising the Richmond Metro Area. Give me a call today for a quote. I look forward to earning your business!

"Amy was prompt and friendly. She explained the process and followed through on the timelines she shared. I was pleased with the final results and would definitely hire her again."

Lisa S on April 2025

Avatar for For Sale By Owner Services

For Sale By Owner Services

No reviews yet

For Sale By Owner Services

No reviews yet
31 years of experience

GoToFSBO.com has provided homes for sale by owner 'FSBO' and Flat Fee Real Estate Multiple Listing Services (MLS) in the Virginia, Maryland, and Washington D.C. regions since 1994. Advantage of Using a Flat Fee Broker With GoToFSBO.com, a flat fee real estate broker, you pay a one-time flat fee to list your home with a Flat Rate MLS For Sale By Owner listing in the Realtor's MLS for your local area. In addition to your Flat Fee MLS Listing, your home will also be listed for sale on our popular Virginia "For Sale By Owner" FSBO website - which gives you the best of both worlds. If you find a buyer through our For Sale By Owner (FSBO) websites and/or any other FSBO advertising, you do NOT pay any commission. If an agent brings you a buyer, you will pay that realtor a commission, which is approximately 3%. No matter what phase the home buying and selling market is in, our program is ideal for selling in any market! We also offer Home Buyers CASH Back REBATES- Buy with us and you can receive up to 2% Cash Back

GoToFSBO.com has provided homes for sale by owner 'FSBO' and Flat Fee Real Estate Multiple Listing Services (MLS) in the Virginia, Maryland, and Washington D.C. regions since 1994. Advantage of Using a Flat Fee Broker With GoToFSBO.com, a flat fee real estate broker, you pay a one-time flat fee to list your home with a Flat Rate MLS For Sale By Owner listing in the Realtor's MLS for your local area. In addition to your Flat Fee MLS Listing, your home will also be listed for sale on our popular Virginia "For Sale By Owner" FSBO website - which gives you the best of both worlds. If you find a buyer through our For Sale By Owner (FSBO) websites and/or any other FSBO advertising, you do NOT pay any commission. If an agent brings you a buyer, you will pay that realtor a commission, which is approximately 3%. No matter what phase the home buying and selling market is in, our program is ideal for selling in any market! We also offer Home Buyers CASH Back REBATES- Buy with us and you can receive up to 2% Cash Back

Avatar for Rinker Design Associates, P.C.

Rinker Design Associates, P.C.

No reviews yet

Rinker Design Associates, P.C.

No reviews yet
43 years of experience

Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support

Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support

Will Appraisals LLC

No reviews yet

Will Appraisals LLC

No reviews yet
25 years of experience

CERTIFIED RESIDENTIAL REAL ESTATE APPRAISER serving Richmond/Petersburg/Colonial Heights/ Hopewell and surrounding counties since 1996. FHA approved, specializing in Pre-sale Valuation and Divorce Appraisals as well as appraisals for home purchases and refinances. I promise fast turn-around, accurate valuations and a professional report.

CERTIFIED RESIDENTIAL REAL ESTATE APPRAISER serving Richmond/Petersburg/Colonial Heights/ Hopewell and surrounding counties since 1996. FHA approved, specializing in Pre-sale Valuation and Divorce Appraisals as well as appraisals for home purchases and refinances. I promise fast turn-around, accurate valuations and a professional report.

Avatar for Robert Hager, Realtor

Robert Hager, Realtor

5.00(
2
)

Robert Hager, Realtor

5.00(
2
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Robert is familiar with the special needs of today’s buyers and sellers. He is a lifelong Richmonder who knows the area and the people. Leverage his financial & marketing knowledge, client database, social media presence, and experience to serve you best! Robert really is ‘Making Realty a Reality’.

Robert is familiar with the special needs of today’s buyers and sellers. He is a lifelong Richmonder who knows the area and the people. Leverage his financial & marketing knowledge, client database, social media presence, and experience to serve you best! Robert really is ‘Making Realty a Reality’.

First Home Mortgage Corporation

5.00(
1
)

First Home Mortgage Corporation

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

First Home Mortgage is a residential mortgage company licensed in 18 states. We specialize in financing for Conventional, FHA, VA, USDA, and VHDA financing. No matter whether you're a 1st time homebuyer or a move-up buyer, FHMC has the program for you. We offer competitive interest rates and often times they are superior to that of the competition. Do you have little money or no money for a down payment? NO PROBLEM! FHMC is the company to call!

First Home Mortgage is a residential mortgage company licensed in 18 states. We specialize in financing for Conventional, FHA, VA, USDA, and VHDA financing. No matter whether you're a 1st time homebuyer or a move-up buyer, FHMC has the program for you. We offer competitive interest rates and often times they are superior to that of the competition. Do you have little money or no money for a down payment? NO PROBLEM! FHMC is the company to call!

Classic Realty Services

4.00(
1
)

Classic Realty Services

4.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Additional DBA - Classic Realty Services. Additional phone number (804) 840-4868 Evelyn Hunt's cell (804) 307-9191 Brandon Smith's cell phone We are a small independent Real Estate company that specializes in personal confidential representation of buyers and sellers. We do not turn our clients over to "assistants" and "transaction Managers". We are by your side from day one thru the settlement process. We pride ourselves in anticipating potential problems in any process, and being proactive in preventing them to become a problem for our Buyers and Sellers. If you are looking for Personal Service in your next transaction, Call Classic Realty Services.

Additional DBA - Classic Realty Services. Additional phone number (804) 840-4868 Evelyn Hunt's cell (804) 307-9191 Brandon Smith's cell phone We are a small independent Real Estate company that specializes in personal confidential representation of buyers and sellers. We do not turn our clients over to "assistants" and "transaction Managers". We are by your side from day one thru the settlement process. We pride ourselves in anticipating potential problems in any process, and being proactive in preventing them to become a problem for our Buyers and Sellers. If you are looking for Personal Service in your next transaction, Call Classic Realty Services.

Showing 1-10 of 13
Property Appraiser questions, answered by experts

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

The Crozier, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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