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Top-Rated Property appraisers in Cumberland - Updated Nov 2026

Accurate Appraisal Services, LLC
New to Angi
Appraisal - Real Estate

Serving Cumberland, VA and surrounding areas

In business since 1999

If you are requesting an appraisal for LENDING purposes, new mortgage or refinance, the lender must order the appraisal. This is Federal regulations. \n \nI can help you with an appraisal for an estate settlement, tax challenges, to determine the current market value of your home to place on the market or to determine the value of a property to make an offer. If you are refinancing or applying for a new loan, mortgage, your lender orders the appraisal.

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Property Appraiser FAQs, answered by experts

Typically during transactions or refinancing, or whenever significant improvements are made.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The Cumberland, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.