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Verified Reviews for Property Appraisal pros in Cumberland, VA

*The Angi rating for Property Appraisal companies in Cumberland, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Cumberland, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on April 14, 2026

Find Property appraisers in Cumberland

Avatar for Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
4.3(
69
)
Appraisal - Real Estate

Serving Cumberland, VA and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"This company did a great job of communicating with me. I received the appraisal quickly after the work was completed."
Restaurant
Response time5 hrs
Response rate89%
1113 neighbors recently requested a quote
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Avatar for Amy Spencer Independent Appraiser
Amy Spencer Independent Appraiser
4.7(
38
)
Appraisal - Real Estate

Serving Cumberland, VA and surrounding areas

Approved

In business since 2008

Customers say: Quality work

"Amy was communicative, responsive, and appraised my house appropriately."
Response time1 day
40 neighbors recently requested a quote
Recommended by100%of homeowners
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Avatar for Varvashenya Development & Valuation
Varvashenya Development & Valuation
5.0(
5
)
Appraisal - Real Estate

Serving Cumberland, VA and surrounding areas

Approved

In business since 2015

Free estimates

Small jobs welcome

"The appraiser was great—professional, thorough, and easy to work with. They explained the process clearly and made the whole experience smooth and stress-free. Highly recommend."
130 neighbors recently requested a quote
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Avatar for Showcase Regional Housing LLC
Showcase Regional Housing LLC
5.0(
3
)
Appraisal - Real Estate

Serving Cumberland, VA and surrounding areas

In business since 2009

Free estimates

Credit card accepted

"The process started out strenuous but ended up being a breeze once I hired Showcase Regional Housing to do the all the tedious work."
Recommended by100%of homeowners
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Accurate Appraisal Services, LLC
New to Angi
Appraisal - Real Estate

Serving Cumberland, VA and surrounding areas

In business since 1999

If you are requesting an appraisal for LENDING purposes, new mortgage or refinance, the lender must order the appraisal. This is Federal regulations. \n\nI can help you with an appraisal for an estate settlement, tax challenges, to determine the current market value of your home to place on the market or to determine the value of a property to make an offer. If you are refinancing or applying for a new loan, mortgage, your lender orders the appraisal.

Response time3 hrs
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Property Appraiser questions, answered by experts

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Typically during transactions or refinancing, or whenever significant improvements are made.

Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room). 

The Cumberland, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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