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Before you cut down a dead palm tree, try to revive it using the methods listed above. However, there are instances when it makes sense to remove a dead palm tree, including:

• The heavily infected tree will infect nearby trees, bushes, and plants.

• The palm’s roots are overtaking your yard, foundation, and sidewalk and causing structural damage.

• The tree is unstable and a hazard to your property, your neighbor’s property, and pedestrians.

In most ways, palm trees are incredibly low-maintenance. They don’t need a ton of water—which is why they’re so beloved in desert regions—and they basically prune themselves. But they do need an ample supply of sunlight and to be in soil that will allow for proper drainage so that their roots don’t become waterlogged and at risk of developing illnesses.

If the plant begins to wilt, develop spots, or change color, these could all be signs that your palm tree has a disease. But a few basic treatments, like pruning and applying fungicide, will usually be more than enough to return it to perfect health.

For Bradford pears, damage from storms is common, and if the trunk splits, it can pose a danger to people and surrounding structures. The best thing to do in that instance is to have the tree removed. If there’s only minor damage to the branches, pruning away the damaged parts is the first order of business. You may also want to consult a professional arborist to make sure the tree is healthy.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.