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Smart glass doesn’t use a lot of electricity, and you can expect a standard window to add between $1 and $2 per year to your electric bills. Smart glass is proof that energy-efficient windows work. Although your smart windows may consume a little energy to operate, they can save enough energy to offset the costs. If you’re concerned about the minimal bump to your electricity consumption, you can opt for smart tint, which doesn’t require electricity to work.

Replacing a window frame will improve your home’s energy efficiency if the old frame is cracked or damaged in a way that allows unconditioned air from the outside into your living space or if you upgrade to a more energy-efficient window frame material. Aluminum is the least energy-efficient window frame material, followed by vinyl and wood. Fiberglass and composite frames are the most energy-efficient.

Fireplaces can theoretically help you save on heating bills if you lower the temperature throughout the rest of your home and heat only a single room that you occupy using the fireplace. However, in most cases, homeowners won’t save any money on heating bills. Gas and electric fireplace inserts could actually lead to a spike in your respective energy bills if you use them frequently, and if you don’t keep up with chimney maintenance and repairs, your traditional masonry fireplace could actually be a source of heat loss in the winter.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.