Can you add home addition costs to a mortgage?

• <div><p>You can’t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans—FHA-backed 203k loans and conventional rehab loans—are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

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Q: How much does it cost to hire someone to build a garage?

• <div><p><a href="https://www.angi.com/articles/how-much-does-it-cost-build-garage.htm">Building a garage costs</a> around <b>$29,500</b>, but prices can range from<b> $16,800 to $42,200</b>, depending on factors like size, materials, and whether it&rsquo;s attached or detached. Additional tasks like electrical work, plumbing, or custom features can increase the total. Keep in mind that labor makes up 50% to 70% of the total cost, so picking the right contractor is crucial. While the price can vary, investing in a skilled professional&mdash;with the right certifications, licenses, and experience&mdash;is money well spent to ensure a safe, high-quality build.</p></div>

Q: How much is an extension above the garage?

• <div><p>Due to space restrictions, some homeowners choose to build an above-garage extension. This second-floor area can be used for storage or living space, but it&rsquo;s more involved than your standard garage extension project. For example, you might need to pay for foundational or structural reinforcement if your current garage can&rsquo;t handle the extra load. Expect to pay $25,000 to $100,000 to <a href="https://www.angi.com/articles/adding-room-above-garage.htm">add a room above the garage</a>. </p></div>

Q: Can you add home addition costs to a mortgage?

• <div><p>You can&rsquo;t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans&mdash;FHA-backed 203k loans and conventional rehab loans&mdash;are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

Q: Is it cheaper to buy a garage or build one?

• <div><p>In most cases, it&rsquo;s cheaper to build a garage, but it depends on how much of the labor you do yourself. If you can do most of it yourself, it tends to be cheaper than buying a prefab garage. But if you hire a contractor to build it, it&rsquo;ll likely end up more expensive than a prefab garage.</p></div>

Q: Will a 20x20 garage fit 2 cars?

• <div><p>The smallest size a standard 2-car garage can be is 20 feet by 20 feet, so at these dimensions, you could reasonably expect to fit two cars inside. However, it&rsquo;s going to be a tight fit, especially if you have larger SUVs or pickup trucks. For smaller cars, 20 x 20 should be plenty for parking and some space to maneuver around the cars. A larger garage size would be better to ensure you have room to open the doors and transport groceries or other items around the cars.</p></div>

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Last update on November 27, 2025

Reviewed in July 2025
We hired RedDog to assist with driveway and pad site for home. The property was a unique in landscape that required to have dirt moved for proper drainage and build up of the home site pad. We were please with the work performed and time frame of his work on the property. Would highly...
REDDOG CONSTRUCTION LLC
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Reviewed in April 2024
Mr Packwood and his guys did a fantastic job building our deck and pergola. They built it so quickly, I was amazed. It took a little over 2 days for construction and then finishing began. All workers were courteous and respectful of our property. You could not ask for a better building...
Packwood Enterprise, LLC
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Reviewed in February 2024
Theyâ re professionals who pay extra attention to detail. If something doesnâ t look right or is slightly off, they wonâ t skip or hide to save a buck. They have an immense knowledge of building and do a great job of simplifying it for the homeowner. They genuinely care about the customerâ ...
Mikeska Made, LLC
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Reviewed in June 2023
Trevon was very knowledgeable about fence and gate building. He build a double 6 foot gate with electric gate openers and did a fantastic job, he even worked in the rain when most people would have stopped and said he would have to come back. He and his business will go far and Iâ ll recommend...
4N Solutions
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Reviewed in December 2016
Eric is a true professional. He let me know what problems I had and why it had happened. I called at 0930 on Sunday and he came out quick to fix the problem. It didn't help that the original builders of my house had crossed the wires to the circuit breaker! I checked other places but none were...
Kingdom electric
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Reviewed in January 2015
They did a GREAT job!!! Quality work!!! All workers were very professional and polite. Would definitely use them again if we were still in the Temple area. We asked them to build us a house in Abilene, but they said they didn't do work that far. :0)
Drews Hunt Builders LLC
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Reviewed in January 2015
Rodney returned my call and was at my house within 10 - 15 minutes. Identified cause of condensation (ice build up inside freezer). Melted ice and cleared drain hole of water & ice. Very polite and knowledgeable of issue and fixed problem immediately!
APPLIANCE DOCTOR
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Reviewed in July 2012
There was a crack in our bathtub because the original builder of the home did not provide adequate support for the bottom of the tub. John came out for the estimate and quoted $450 to fix the cracks and fill in underneath the tub with some form of expanding material to make the bottom stronger...
ABILENE TUB & TILE
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Reviewed in November 2009
My builder contacted Eddie Brown and he was told that they would change out the dishwasher but I have had no further contact with him. As an aside, my builder has stopped putting GE appliances in his new homes and is recommending another company for his homes.
Beal's Appliance
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Toro welding LLC

Toro welding LLC

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HHH Construction

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RJ handy services

NGTX Enterprises

NGTX Enterprises

Abilene Fence Staining

Abilene Fence Staining

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MattMan Services

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Wilson Built Homes, LLC

Outlaw woodworks

Outlaw woodworks

Diamond Fence Staining & Construction

Diamond Fence Staining & Construction

Strafford Window Manufacturing, Inc.

Strafford Window Manufacturing, Inc.

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