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There are several ways to determine if your chimney or fireplace damper is open or closed. A simple method is to check for airflow by placing your hand near the fireplace opening; if you feel a draft or hear wind whistling, the damper is open. An open damper might also make the room feel cooler, similar to the outdoor temperature, or cause your HVAC system to work harder than usual. For a more definitive test, you can try a visual inspection, although it may be difficult to see. Alternatively, you can light a small piece of paper and observe the smoke; if it is drawn up the chimney, the damper is open. Always use the damper handle to adjust its position.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

The cost to replace a chimney damper ranges from $160 to $520, depending on the type of damper and the complexity of the installation. If you're looking to repair an existing damper, expect to pay around $100 and $225, depending on the extent of the damage and your location. Hiring a professional ensures proper installation or repair, which can help maintain energy efficiency and prevent drafts, making it a worthwhile investment for long-term savings.

If you have a gas fireplace with an electric ignition and you’re experiencing a power outage, you will need to light your fireplace’s pilot manually before you can start a fire. The instructions should be in the manufacturer’s manual.