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Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Yes, a water leak poses a major fire risk at your home because water is a conductor of electricity. Water that comes into contact with sparks or electrical wires can instantly ignite flammable materials. Additionally, any type of exposure to water can cause wires and other electrical components within your home to corrode. When assessing categories of water damage, it's important to know that even a small amount of moisture near wiring could cause sparks that lead to a fire.

If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a disaster preparedness kit in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.

You can relight a pilot light by yourself, but it’s not always the safest choice to do so. While the job is straightforward, a small mistake could end in a gas leak, fire, or explosion. That’s why we recommend everyone hire a pro for this job. Local furnace pros have lit dozens if not hundreds of pilot lights, and they’re well-versed and highly experienced in the proper safety protocols to keep you, your family, and your home safe while doing so.