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Stucco FAQs, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Stucco is durable, energy-efficient, and low-maintenance, making it a popular choice for exterior finishes.

Cracks, discoloration, and moisture intrusion often indicate necessary repairs.

One of the most significant downsides to stucco is the installation cost, which is higher than that of many other siding options because getting it to look clean and professional is a labor-intensive process. Stucco can also absorb water, making it an unsuitable option for siding in areas that see excessive rainfall. Finally, stucco can crack and chip, especially in extreme weather, and repairs are not only challenging and require help from a professional who does stucco, but can get expensive.

The cost of a repair depends on several factors, including the severity, complexity, and type of damage. Other key elements are the cost of any necessary replacement parts, hardware, materials, or required software updates. Labor rates and whether emergency service is needed will also influence the final price.

The Leola, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.