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The cost to replace the chimney crown or top is about $1,550 on average. The range varies widely depending on the size of the chimney, the materials used, accessibility, and the extent of the damage. If you suspect a problem with your chimney top, call a professional masonry contractor for an inspection. 

If your windows are losing efficiency from wearing out or experiencing leaks on rainy days, it may be time to consider replacing them. Window replacement costs run between $180 and $410 per window but may be on the higher end for homes with stucco siding since stucco will likely require more time and special tools for replacement.

The decision to repair or replace stucco depends on the extent of the damage. For minor issues like small cracks, holes, dirt, stains, or discoloration, a repair is typically sufficient and more cost-effective. These issues can often be resolved with a simple repair, a deep clean, and possibly a new coat of paint. However, for more significant problems such as large cracks, peeling, mold, algae, or structural water damage, a replacement might be necessary. In these cases, it is best to call a professional stucco contractor for an inspection. An expert can assess the severity of the damage, determine if there are deeper issues, and advise whether a repair is adequate or if replacing a section or an entire wall is the more cost-effective, long-term solution.

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.