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The best exterior paint finish for stucco is a flat or low-gloss finish. A high-gloss finish will show imperfections in the stucco and give it a candy-coated look that many homeowners don’t like. The best types of exterior paint to use on stucco are acrylic, masonry, and elastomeric. However, acrylic is recommended because it is both durable and breathable.

One of the most significant downsides to stucco is the installation cost, which is higher than that of many other siding options because getting it to look clean and professional is a labor-intensive process. Stucco can also absorb water, making it an unsuitable option for siding in areas that see excessive rainfall. Finally, stucco can crack and chip, especially in extreme weather, and repairs are not only challenging and require help from a professional who does stucco, but can get expensive.

Masonry screws are the best option to be used on stucco. They’re thicker and made to penetrate harder surfaces like concrete and cinder blocks. Fluted masonry screws work the best because they create a stronger grasp thanks to the lines on their shafts. If you’re working on exterior stucco, use galvanized screws to prevent corrosion.

Failing to repair damaged stucco can lead to significant problems. Cracks can grow and deepen, allowing water and moisture to get behind the stucco. This moisture intrusion can cause water damage, structural issues, and mold or mildew growth. Delaying repairs will likely cost more in the long run as the damage worsens, so it's best to repair your stucco as soon as you notice any signs of damage, such as cracks, holes, or discoloration.