"I only use James when I need some work done to my house. He responds fast, gets the work done quicker than just about anyone else I've ever used and seems very concerned with leaving his customers happy."
Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.
The decision to repair or replace stucco depends on the extent of the damage. For minor issues like small cracks, holes, dirt, stains, or discoloration, a repair is typically sufficient and more cost-effective. These issues can often be resolved with a simple repair, a deep clean, and possibly a new coat of paint. However, for more significant problems such as large cracks, peeling, mold, algae, or structural water damage, a replacement might be necessary. In these cases, it is best to call a professional stucco contractor for an inspection. An expert can assess the severity of the damage, determine if there are deeper issues, and advise whether a repair is adequate or if replacing a section or an entire wall is the more cost-effective, long-term solution.
The cost to replace the chimney crown or top is about $1,550 on average. The range varies widely depending on the size of the chimney, the materials used, accessibility, and the extent of the damage. If you suspect a problem with your chimney top, call a professional masonry contractor for an inspection.
A standard drill will work just fine if you’re drilling small holes, and only a few of them. But anything with a diameter larger than 3/8 inch is best done with a hammer drill, since it is stronger, faster, and also makes your drill bits last longer. While you don’t absolutely need a hammer drill for stucco, it is a worthy investment if you think you might drill more holes down the road.
Stucco applied over brick can last 30 to 50 years or more when correctly applied and properly maintained. Stucco’s lifespan can be shortened by improper application, incorrectly mixed material, lack of preparation before application, and lack of maintenance. To get the most life out of your stucco siding, keep up with maintenance and repair any damage as soon as you discover it.
The Wagner, SD homeowners’ guide to stucco services
From average costs to expert advice, get all the answers you need to get your job done.
Discover the cost to stucco a house in 2026, including average prices, key factors, and tips to help you budget and plan your stucco project with confidence.
Installing new stucco gives your home a facelift and boosts home value. But can you stucco over stucco? You can, but there are some things to consider.
Choose the right pro for stucco installation to get the best professional-quality results. Learn who does stucco installation and the benefits of hiring a pro.
Wondering if stucco increases home value? The short answer is, yes, but the ROI you’ll see depends on a few factors, like location and installation costs.
