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Stucco questions, answered by experts

Most homeowners can remain in their homes during stucco removal, but expect noise, dust, and limited access to certain areas. For extensive projects or if hazardous materials are present, temporary relocation may be recommended for safety and comfort. Before removal begins, seal off the work areas and use air purifiers to minimize the spread of dust.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

To maintain stucco, inspect it annually for cracks and clean the surface with a mild detergent. Seal any cracks promptly to prevent water infiltration, and reseal or repaint as needed to preserve its appearance.

Costs range from $500 to $2,000, depending on the damage size and texture matching.

Stucco is durable, energy-efficient, and low-maintenance, making it a popular choice for exterior finishes.

The Wagner, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.