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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Retaining walls offer more value to a home if they also divert water, prevent erosion, or help support a foundation. The ROI of a retaining wall is between 100% and 200%.

Both fences and walls can increase your home’s value, but you’ll spend significantly more on a wall than you would on a fence. A stone wall costs approximately $5,000, a retaining wall costs $6,100, and a fence costs $3,200 on average to put prices in perspective. 

A chain-link fence does not lower your property value. However, chain links are not the most attractive materials—so it probably won’t raise the value either. If this is a concern, opt for wooden posts to provide visual flair and go with a color coating on your fence. Putting in a functional and attractive gate also helps up your resale value when installing a chain-link fence.

If you come face-to-face with a wolf in your yard, chances are it will be afraid of you as a human. Make eye contact and get big—waving your arms to increase your size. Use noisemakers or air horns if you have them, or throw a few rocks around to discourage them from approaching you. If all else fails and the wolf does not retreat, back away slowly while maintaining eye contact and find safe ground, whether indoors or up a tree.