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Chimney Repair questions, answered by experts

When properly installed and maintained, a metal roof can last 50 to 80 years. However, the fasteners used to attach the roof may have a shorter lifespan than the roof panels, so it’s a good idea to inspect your roof every few years to check for wear and replace any damaged components. Metal roofs installed over shingles don’t last as long as tear-offs since the underlying roofing components can deteriorate over time, and the added weight can stress roof supports.

A metal roof may increase your home value by around $7,000 to $8,000, offering a (ROI) of 60% to 70% of installation costs. A metal roof’s longevity and durability can be a major selling point for prospective buyers—not having to think about roof replacement for the entire time you own your home is a big plus when buying a house.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

Metal roofs don’t inherently leak more than shingles, and when properly installed, they can actually offer greater protection against leaks. However, poor installation, improperly sealed fasteners, or thermal expansion issues can lead to leaks over time, so professional installation and regular maintenance are crucial.

Repairs typically take 1-2 days, though extensive damage or structural work can extend project timelines.

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The Beresford, SD homeowners’ guide to chimney repairs

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