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Most insulation lasts 15 to 20 years, but it really depends on the type of insulation. Spray foam is a permanent insulation material that can last up to 100 years. Fiberglass and cellulose typically settle, shift, or deteriorate around 15 years. Once your insulation reaches the 15-year mark, it's time to check it for signs of needing to be replaced.

Yes, it is possible to have too much insulation, which can have detrimental effects. While more insulation might seem better for energy efficiency, a home needs to "breathe" or ventilate to release moisture that accumulates inside. Over-insulating can seal a house too tightly, trapping water vapor and leading to several problems, including mold, mildew, and condensation. Homes in warm, humid climates are particularly susceptible to mold, while those in colder climates can experience condensation from temperature fluctuations. Additionally, adding more insulation than the recommended amount for your climate may not provide recoverable energy savings. To avoid these issues, consult a professional insulation contractor who can determine the optimal amount of insulation for your home.

On average, insulating an attic costs about $2,500, with a typical range of $1,500 to $3,500. The final price often depends on the attic's size, with costs generally falling between $1 to $3 per square foot. For example, insulating a 1,800-square-foot attic would likely cost between $1,800 and $5,400.

If the project involves removing old insulation, this can add an average of $900 to the total cost, bringing a full removal and reinsulation project to around $3,000.

Several factors influence the overall cost:

• Insulation Type: Prices per square foot vary significantly by material.

• Reflective: $0.50–$1.50

• Blown-in: $1–$4

• Batt: $2–$4

• Loose-fill: $2–$5

• Spray foam: $2–$5

• Structural insulated panels (SIPs): $4–$7

• Project Complexity: Factors like sealing air leaks, poor attic accessibility, and required inspections can add to the cost.

• Removal Issues: The discovery of mold, asbestos, or pests during the removal of old insulation can substantially increase the price.

If you have bubble wrap lying around the house and you don’t care about the odd look, taping bubble wrap over a window is a very affordable way to insulate it. Another inexpensive option for insulating windows is to add new caulk around the glass. This step quickly cuts down on air drafts for older windows, and a tube of caulk only costs a few dollars. Adding plastic shrink film around the glass is another cost-effective option. You can purchase a kit of plastic film for a few dollars per window.