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Pressure washing is, in fact, one of the few cleaning methods that can damage your fiber cement siding. Though durable, the material cannot withstand high water pressure. Always follow the manufacturer’s instructions and use the appropriate cleaning solution when cleaning If you are dealing with stubborn stains, use a scrub or metal-bristle brush, or leave it to a professional.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

The cost of wood siding varies by the type of wood. Engineered wood siding tends to be in the middle of typical costs ($3 to $7 per square foot for materials). Hardwoods, for instance, can cost $5 to $20 per square foot for materials alone, but cedar wood can be as cheap as $3 per square foot.

While vinyl is the less expensive option, composite siding has been known to be more durable than vinyl. In addition, because it is made from recycled materials, it is a more ecologically-friendly choice. Composite siding is also more luxurious looking and comes in a much wider range of styles and colors.