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Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Glass block windows aren’t fire hazards; fire-rated glass block windows can increase your home’s fire safety. Modern glass blocks are made with materials that can resist high temperatures and prevent fire spread. Most offer a 45-minute fire rating, while some increase it to two hours. Compared to the typical 20 to 90 minute rating for a double-pane window, glass block can increase your home’s safety in the event of a fire.

Poorly designed and incorrectly installed outlets can create an electrical fire hazard, as do some phone chargers and adapters that plug into these outlets. However, most outlets are perfectly safe as long as they remain in working condition. Keep an eye on what you are plugging into the outlet and stay alert for signs of outlet malfunction, like sparks, burning smell, or frequent circuit tripping.

If you plan to put a fire pit on a grassy area, be sure to put compacted paver sand down first to help level out the ground and add better heat protection. If you’re placing a fire pit on hardscaping, like a concrete patio, consider placing a fire pit mat down first. This can add more protection from the heat and also protect the look of your hardscaping if you choose to remove the fire pit in the future.