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Across most of the United States, the fall season sees rats at their prime activity levels. As temperatures drop, rats become more active, spurred by the weather shift to seek shelter as winter approaches. During this time, their curiosity and energy peak, driving them to explore what your home and its surroundings might offer.

No, mulch itself does not necessarily attract termites even though it’s usually made of shredded wood. Some types of mulch like cedar or cypress resist termites because they’re toxic or unappetizing to the wood munchers. However, when the mulch is deep enough, say three inches or more, it creates a perfect habitat for insects of all kinds to build nests.

A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Preventing rats and mice from getting into the attic can be challenging, but it’s not impossible. Here are a few steps you can take to keep them looking elsewhere for a new place to call home:

• Block or cover any potential access holes

• Keep piles or stacks of firewood or other materials away from the house

• Seal food and garbage in containers to prevent rodents from chewing through or getting in