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Pest Control questions, answered by experts

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

It’s possible that skunks will leave on their own. Skunks may appear briefly on your property and move on if they cannot find food. However, waiting them out is not a foolproof solution. If the skunk finds a food source on or near your property and builds a nest, the animal will almost certainly not choose to move. If you can eliminate food sources, you’ll have a better chance of seeing the skunk leave on its own.

No, skunks are not considered aggressive and are typically very gentle, mild-mannered creatures. However, when they’re provoked, they do emit their potent spray as a defense mechanism. Skunks are also useful creatures to have near your property since they eat insects and will likely leave you and your pets alone unless they’re startled.

Common house roaches, typically American cockroaches or Periplaneta americana, usually live for around one year. The male American cockroaches survive for about one year, although the females may live up to 700 days. That’s because the reproductive cycle alone can last around 600 days for this type of cockroach.

Rubber mulch doesn’t attract mice. Unlike organic mulches, which can serve as food and nesting material for mice, rubber mulch has no nutritional value or comfortable nesting spots, making it less appealing to rodents.

The Cove, OR homeowners’ guide to pest control services

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