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Termites are generally more destructive than carpenter ants, which is why it’s important to get rid of termites as quickly as possible. Termites will swarm your home to relentlessly feast on its wood frame, sheetrock, insulation, and carpet down to the studs.

While carpenter ants work surprisingly efficiently, they can still take years to damage your home significantly. It can also take termites several years to fully compromise a home's structure. However, the right colony can take down a full house in about a year. Overall, termites are far more diligent when it comes to destroying structures.

Rats are nocturnal creatures, meaning they are most active at night, typically from late evening through the early morning. They use the cover of darkness to explore, forage for food, and find water, as they feel safer and can avoid daytime predators and human activity. Their sharp senses, including keen night vision and hearing, are well-suited for navigating in the dark. Because they prefer to stay hidden during the day in secluded areas like walls or attics, you are more likely to spot signs of their presence—such as droppings or gnaw marks—before you see an actual rat.

Roaches multiply quickly, which is why an infestation can spread so fast. Female American cockroaches lay about 12 eggs in each egg case, called an ootheca. They can lay six to 14 ootheca during their short lifespan. German cockroaches lay four to five ootheca in their lifetime, with each carrying 20 to 40 eggs. Many roaches can have 100 to over 200 offspring during their lifespan.

Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.