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Fire Pit Installation questions, answered by experts

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

There are several tools available to help prevent electrical fires. First, ensure that you have GFCI outlets installed in necessary areas, along with an AFCI, which is a circuit breaker that can help prevent arc-faults. Investing in surge protectors is also wise, as they can safeguard your appliances and other items against power surges that may overload your outlet and cause sparking.

You should not attempt to disable a smoke alarm unless you’ve already activated a replacement unit. To stop a hardwired smoke alarm from beeping, reset the device or silence the alarm. If you’re removing a hardwired alarm, shut off the power, turn the unit counterclockwise to remove it from the ceiling, and disconnect the wiring.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

DIY cleaning is possible, but professionals ensure thorough soot removal and check for hazardous creosote buildup.

The Hubbard, OR homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.