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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

A temperature of 119 degrees Fahrenheit will kill bed bugs and their eggs within 90 minutes. No temperature kills them instantly, but if exposed to high temperatures over extended periods, bed bugs will be killed off. Bed bug eggs must be exposed to the same temperature for 90 minutes to reach 100% mortality.

Brown recluse spiders are attracted to homes in search of warm, dry, and dark spots that provide easy access to insects. An existing bug problem is a primary attractant, as spiders follow their food source. Other factors that attract brown recluse spiders include the presence of anything that might lure insects, such as food left out or poorly sealed trash cans. They are also drawn to excessive outdoor lighting, untended wood or cardboard boxes, and dark areas with nooks and crannies for nesting, like woodpiles or dirt piles.

According to the U.S. Environmental Protection Agency, pyrethrins and pyrethroids are the most common chemical compounds used to get rid of bed bugs. These chemicals force bed bugs out of their hiding spots and kill them on the spot so they are eliminated for good. Only professional exterminators can apply these treatments, and they are reserved for severe infestations.