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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

The best way to store firewood is outdoors and away from your home, shed, or garage. Stacking wood against your house can be a fire hazard and attract unwanted pests. Store your firewood under a shelter where it's protected from rain and snow but still exposed to sunlight and open air. You can lay a tarp on top to help keep moisture out.

The National Fire Protection Association (NFPA) says you can place smoke detectors on either the ceiling or the wall, depending on the setup of your room. Since smoke rises, the ceiling makes sense, but if you go with a wall mounting, the alarm should be installed high up—no less than 12 inches from the ceiling. 

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

While your municipality may have its own regulations requiring pergolas or other structures to be a certain height above a fire pit, the standard recommendation is that the pergola should be at least 10 feet above the fire pit. A taller pergola allows the heat from the flames to dissipate before reaching the structure.

The Bay View, OH homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.