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*The Angi rating for Property Appraisal companies in Waterloo, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Waterloo, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on March 29, 2026

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Avatar for On Time Realty Services, LLC
On Time Realty Services, LLC
4.4(
26
)

Serving Waterloo, NY and surrounding areas

Approved

In business since 1997

Emergency services offered

Small jobs welcome

"He checked out our lake home and said it was not worth appraising it to reduce taxes because comparable homes had close to the same home value as ours. He did not want any money for the few hours he put in. I was amazed with his honesty and not wanting to charge us for an appraisal which was not necessary. He was also very easy to get hold of. I would definitely use him again."
Response time9 hrs
20 neighbors recently requested a quote
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

Yes, installing a tennis court can be a worthwhile home improvement project that adds value to your property. The potential increase in value can range from $20,000 to $150,000, and in some cases, the return on investment can cover more than 60% of the installation cost. However, the impact on value heavily depends on the size of your property. For homes with multiple acres, a tennis court is often a valuable amenity. In contrast, for homes on smaller lots, installing a court can decrease the property's value because it consumes a significant portion of the usable yard space. It's crucial to consider your property size and the remaining usable yard before proceeding.

The Waterloo, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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