Top-rated property appraisers.

Get matched with top property appraisers in Waterloo, NY

Enter your zip and get matched with up to 5 pros

Need a pro for your property appraisal project in Waterloo, NY?

Select your specific project to find the pro for you.

Verified Reviews for Property Appraisal pros in Waterloo, NY

*The Angi rating for Property Appraisal companies in Waterloo, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Waterloo, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on March 29, 2026

Find Property appraisers in Waterloo

Avatar for On Time Realty Services, LLC
On Time Realty Services, LLC
4.4(
27
)
Appraisal - Real Estate

Serving Waterloo, NY and surrounding areas

Approved

In business since 1997

Emergency services offered

Small jobs welcome

"He checked out our lake home and said it was not worth appraising it to reduce taxes because comparable homes had close to the same home value as ours. He did not want any money for the few hours he put in. I was amazed with his honesty and not wanting to charge us for an appraisal which was not necessary. He was also very easy to get hold of. I would definitely use him again."
Response time9 hrs
22 neighbors recently requested a quote
Recommended by95%of homeowners
Request Quote
Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The Waterloo, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles