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*The Angi rating for Property Appraisal companies in Waterloo, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Waterloo, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on March 29, 2026

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Avatar for On Time Realty Services, LLC
On Time Realty Services, LLC
4.4(
27
)

Serving Waterloo, NY and surrounding areas

Approved

In business since 1997

Emergency services offered

Small jobs welcome

"He checked out our lake home and said it was not worth appraising it to reduce taxes because comparable homes had close to the same home value as ours. He did not want any money for the few hours he put in. I was amazed with his honesty and not wanting to charge us for an appraisal which was not necessary. He was also very easy to get hold of. I would definitely use him again."
19 neighbors recently requested a quote
Recommended by95%of homeowners
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Property Appraiser questions, answered by experts

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The Waterloo, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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