Get matched with top tree service pros in Sterling, NY

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Completely topping a plum tree is a risky business. Cut too much, and you’ll kill your tree. That said, you do need to trim the top of your tree to encourage bushy growth, maintain your tree’s vase shape, and limit size. 

A plum tree's central leader (or trunk) should never extend more than 3 feet above the highest branch. When you first plant your tree, cut the central leader so it’s 2 to 3 feet tall. As it grows, cut it back 12 to 20 inches until it reaches its desired height. Never prune more than one-third of the new growth.

DIY pruning is possible for small trees and shrubs with basic tools. However, for larger trees, more hazardous removals, or to ensure proper pruning techniques are used, it is recommended to hire a professional for safety.

There are a few things you should look for in a stump removal company to make sure you’ll be satisfied with the results:

• Proper business licensing and insurance

• History of positive reviews

• Good rating with the Better Business Bureau

We also recommend asking any company you’re considering the following questions to help find the best value:

• Will you remove the roots as well as the stump?

• Will you haul away wood chips or large portions of the stump?

• What method will you use to remove the stump?