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*The Angi rating for Property Appraisal companies in New Hartford, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in New Hartford, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 01, 2025

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Avatar for Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

1428 Midway Road
4.43(
14
)
•Approved Pro

Akrivis Real Estate Valuations

1428 Midway Road
4.43(
14
)
•Approved Pro
Super Service Award
Customers say: Quick response
1314 local quotes requested
7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

Mohawk Valley 1st Choice Realty

70 Genesee Street
No reviews yet

Mohawk Valley 1st Choice Realty

70 Genesee Street
No reviews yet
25 years of experience

Our New Hartford office located on 70 Genesee St. has received national recognition from the National Association of Realtors for operating an office of unique service and design. Our evening office hours till 7:00 pm, along with our new community Welcome Center has placed us in the forefront of real estate companies in all of Central New York. Our office at 44 Morgan St. in Ilion NY opened in 2009 and has found great success in bringing our service style and expertise into Herkimer County.

Our New Hartford office located on 70 Genesee St. has received national recognition from the National Association of Realtors for operating an office of unique service and design. Our evening office hours till 7:00 pm, along with our new community Welcome Center has placed us in the forefront of real estate companies in all of Central New York. Our office at 44 Morgan St. in Ilion NY opened in 2009 and has found great success in bringing our service style and expertise into Herkimer County.

Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The New Hartford, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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