About us
We provide Title Insurance/Settlement Services for residential and commercial properties for the states of NJ, NY amd PA.
Business highlights
Services we offer
Notary Services and anything related to title Insurance and Real Estate closings. We offer all inclusive price on your real estate closing be it residential or commercial. We cover New Jersey and New York. Call or email us for a quote or with any questions.thanks, Real Estate Closings, Title Insurance Agent
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When finally in Aug 2015 our offer for a multi family property was accepted i got in touch with Raja again who explained to me what to expect now that our offer was accepted.
My lawyer suggested a title company of his own which was a really bad one to say the least. with Raja i was able to get honest answers and he gave me a quote within a day. Despite my lawyers resistance i chose to go with Raja and i can confidently state that i do not regret that choice for a single moment. he was responsive at all points in time to my queries and even helped me save money. my lawyer suggested that for the closing to happen a survey was absolutely necessary without which a loan would not be sanctioned. Raja educated me by explaining that was not the case and it was upto us the buyer whether we wanted a survey or not
He gave me an itemized breakdown of his title services which i found to be very easy to understand. the other companies suggested by my lawyer would only give a bulk pricing.
In the last evening before the scheduled closing i sprung a surprise on Raja (due to my ignorance) that there were 3 tenants occupying the property and that i intended to keep them as tenants. this mean that Raja had to immediately rework the HUD forms and get credits from the seller for the pro-rate rent and transfer of security deposits. Raja took it in his stride and had the whole issue sorted out in a couple of hours.
Needless to say that Raja is part of my A team and i will be using his services for my future real estate endeavors.
"Thanks [Member name removed]. I appreciate this very much as it helps my work and also encourages me a lot.Wish you good luck.Raja"
The person I spoke with was professional, knowledgeable and considerate and was determined to help me in any way he could. He gave me his email address and phone number and I could call him anytime with questions or concerns.
I would highly recommend Vital Abstract - great job!!
quote I decided to use his company for title insurance. There was a four day
turn around which worked for my transaction. He used the sellers last survey saving
me 700.00. I paid the quoted price, which was the cheapest around with no junk fees as other have. I was very happy
with my decision.
I decided to "shop" some of my closing services to keep my closing costs to a minimum on a new home. It's rather difficult to compare title companies online. It seems that most of these firms do business based on relationships with banks, attorneys, or other middle-men involved with typical real estate transactions.
I found Vital here on Angie's List, and while the number of reviews were limited (I'm hoping to change that with this submission), they were generally quite positive. I proceeded to submit my search request one evening online, and Raja called promptly the next morning. From there, I explained to Raja when our target closing date would be, and he assured me that he would be able to tackle the job.
Raja was an excellent communicator. He was very responsive to my emails, and he ensured that the bank and attorneys were kept in the loop throughout the title process.
As is often the case with closings, our target date was off the mark. The sellers initially requested an extension, the bank didn't effectively communicate the status of my application as it moved into final underwriting, and we just didn't know exactly what would or wouldn't happen and when, until the day of our closing. Despite all of this uncertainty, Raja and his partner Kerri, were very flexible and pulled everything together on very short notice.
I was thoroughly impressed with how great my experience with Vital was. And on top of their excellent service, their charges came in under the GFE quoted from the Bank! Outstanding service at an excellent price. What more could I ask for!?
around for just like most other things and its best not to go with the
default that the mortgage company or realtor or attorney provides. You
save a lot especially on refinances when you pick your own title
company.
I found Vital Abstract through Angie's list and was
initially a bit sceptical since there was only one review. However Raja,
the title agent was very professional in his approach and it was easy
going once we started the process. Vital Abstract did the title work
quickly and within the time they promised; my lender had no complaints
about them as well and we closed in less than 15 days. Vital Abstract's
fees were as quoted and I was allowed to use my own attorney for going
over all the documents. I would recommend this company.
Licensing
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