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You can use pressure-treated wood for a horizontal fence, but you’ll need to purchase a thicker and higher-quality variety to ensure it doesn’t sag or warp after you install it. Use #2 pine grade lumber and boards and thicker dimensional lumber, such as a two-by-six. You’ll also need to use stainless steel or hot-dipped galvanized fasteners, as the chemicals in the treated lumber will cause regular galvanized fasteners to rust. 

If possible, it is beneficial to paint both sides of your fence to protect the fence more completely from the elements. Painting both sides of your fence will create a more consistent appearance as well. However, the time and cost involved in painting both sides of the fence may cause people to paint only the side they see.

The best vinyl fence style for your yard depends on your needs, form and function-wise. For example, a classic vinyl picket fence in your front yard helps contain kids and canines while offering views of your neighborhood. But a more expensive privacy fence creates a secluded backyard oasis for family gatherings. Opt for a ranch-like post and rail vinyl fence if you want to carry on your rustic farmhouse vibes.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.