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Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

No. Pellet stoves are specifically designed to burn manufactured wood or biomass pellets. Attempting to burn other materials, such as regular firewood or paper products, can damage the stove, compromise its efficiency, and even pose safety hazards due to inconsistent combustion and increased emissions. It's crucial to follow manufacturer guidelines and only use pellets that are specifically recommended for your pellet stove model to ensure safe and optimal performance over its life span.

Chimney crowns may be stone, concrete, or metal but most crowns are made of concrete. It’s not recommended to build chimney crowns with mortar (which is different from concrete) due to it’s weaker composition (especially when exposed to the outside elements). Most chimney crowns are custom made to fit your home’s specific chimney.

Yes, you can use an existing chimney with a wood-burning stove if it meets specific requirements. The stove’s vent pipe size must be compatible with the size of your chimney flue. Your contractor can tell you whether your chimney is suitable for installation.